Advice on removing CIFAS marker

star70

Ed-1 wrote: »

Was Bank T Lloyds by any chance? My friend who was putting the same money in and out his Lloyds account each day to double his interest ended up with a ridiculous CIFAS marker essentially implying he was money laundering. After applying pressure to Lloyds he got the marker removed and £300 compo. Still closed his account though!

If Lloyds TSB is still one bank, then yes. Otherwise no! Yes, they stand by the decision to close my account but I don't care - I want nothing to do with them after the way I've been treated! How did your friend find out about the marker? Did he just twig or did an application for something get rejected?

Ed-1

star70 wrote: »

If Lloyds TSB is still one bank, then yes. Otherwise no! Yes, they stand by the decision to close my account but I don't care - I want nothing to do with them after the way I've been treated! How did your friend find out about the marker? Did he just twig or did an application for something get rejected?

He did a subject access request to CIFAS following the letter from Lloyds and Halifax.

So I'm guessing bank T is TSB? Lloyds and TSB are separate.

eskbanker

Ed-1 wrote: »

So I'm guessing bank T is TSB?

....and let me guess, does the cunningly disguised Bank N end in 'atwest' by any chance?!

star70

eskbanker wrote: »

....and let me guess, does the cunningly disguised Bank N end in 'atwest' by any chance?!

Ha! Well I didn't want to name and shame anyone before the issue was all resolved...

tranmereforever

I am in a similar position to this at the moment, only found out when I went to open a new account elsewhere

Submitted me SAR and waiting to go from there, really frustrating though

star70

Hi tranmereforever, what's your situation?

I just got the SAR back from CIFAS - they are really quick. I only posted it last Wednesday and it is back today. It's making me even more furious with TSB and there's no proof on there whatsoever. It says:

Product relating to the application: Personal Current Account (this is incorrect - it was a business account)
Case Type: Misuse of Facilty
Reason for Filing - reason why the case is fraud: Fraudulent faster payments transaction
CIFAS Category: First party fraud

Then under the contact details section it has my email address and then it says:
Checks carried out by the Member that confirmed the details were incorrect: Contact with service provider

Can anyone shed any light on what this all means? There were no fraudulent faster payments transactions at all, there was a fraudulent cheque. But where in the above does it say what proof the bank has? And what does the "Checks carried out by..." part mean?

Grrrr.