Wednesday 7th October - What small DFW things will you do today?

lego_mum

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

lego_mum

Good morning all, Hope everyone's doing ok this morning.

Today I really want to get the house straight so here goes with my list

Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Walk the boys to & from the bus stop
:starmod: Gym class –(works out to less then 80p/class if I get there 5 days a week)
:starmod: Fill water bottle at the gym
:starmod: Walk at least 7000 steps to get bounts points
:starmod: Eat for health
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed


Daily jobs:
:starmod: Wash a load at 30 degrees in now
:starmod: Hang washing on the line 3 loads on the line, hope the rain holds off!!
:starmod: Check banks/update spreadsheet
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything) done & just the lettuce to save!
:starmod: Use something out of the food use up box Added to, not used from!!
:starmod: Plan today’s meals from stores crustless quiche & ratatouille for brunch and then tonight kids having left over pasta bake and we'll have chicken salad to use up lettuce that's starting to look sorry for itself
:starmod: Make families lunches for tomorrow
:starmod: No heating on yet, plenty of blankets & jumpers available :D

Tidy home = Tidy mind
:starmod: Hoover carpets
:starmod: Clean the kitchen using minimal products
:starmod: Tidy at least one cupboard medicine cabinet done
:starmod: Gather together items for the cs added a summer jacket & a freeview box
:starmod: Work out how to change light bulb on dh’s fancy reading lamp

Money making schemes
:starmod: Inbox pounds 5 searches done
:starmod: Swagbucks
:starmod: Check Fpl
:starmod: Check luckyphone done
:starmod: Check for surveys an I-say done will look for swag ones later
:starmod: Rm survey done

Freebies/vouchers/offers
:starmod: Check 02 priorities
:starmod: Check tcb/quidco
:starmod: Check cos/shopit sent sis a list for shopit stuff to pick up as she goes past

Extras
:starmod: Get interest & professional fees info together for tax return - must do this today done
:starmod: Not mse but need to order some gym tops, order from m&s - will use dh's perks gift card (saving 6%) trial sparks card offer will give me £10 off a £50 shop so as mse as it can be! done but just realised that I should have gone through a cb site as well
:starmod: Renew library books so that I don't face a fine done
:starmod: Charge phone on the treadmill at the gym

maria3104

Morning all.

Thanks for starting us off legomum.

Today
washing done,ironing done.
back in bed watching miss marple and admiring her garden. Why has this lady never been given her own gardening programme?

All food from fridge so another nsd.

Off to work soon and a late finish today, probs after 11 tonight. So will be a long day.

Have a good one everyone.

Maria

lego_mum

maria3104 wrote: »

Morning all.

Thanks for starting us off legomum.

Today
washing done,ironing done.
back in bed watching miss marple and admiring her garden. Why has this lady never been given her own gardening programme?

All food from fridge so another nsd.

Off to work soon and a late finish today, probs after 11 tonight. So will be a long day.

Have a good one everyone.

Maria

\wow that is a long day Maria!

DawnW

Morning all
Grandma day today, so not much will get done
I have already washed the kitchen floor
All meals will be from stores
I need to finish the quince jelly I started yesterday, but probably won't get to this till this evening
Any surveys, FPL etc this evening
Make a batch of scones in a minute as baby GD always looks for 'cake' when she comes to Grandma's :rotfl: and I haven't got any! I will save the last bit of dough for her to play with - that will occupy her for a few minutes!
Not much spending planned - I would like a jar of pesto for a soup recipe I quite fancy trying.
Go to post office later
Use up more of fridge food stash

Not sure how much more I will get round to, but will check back later.

Hope everyone has a good day

crazy_cat_lady

Morning all and thanks for the start legomum.
I've still been up since 4am but feeling brighter than I did yesterday. Another day of training here today so another day out of teaching and just back into school later for a meeting.
It's piddling with rain here again today, so I predict another long commute.
check banking and PAD
get dh to do the hoovering and washing up
day of training
free feed on behalf of the union (pub lunch)
meeting after school
read Martin's email
try not to stress
email the Head to arrange a H&S update
Have a good one.

determined_new_ms

Morning guys :wave: and thanks to lm for starting us off :A good luck with getting the house sorted

maria :eek::eek::eek: how can anyone possibly work that long??!

So not much planned for today. *Hopefully* dd will come to contact. There has been one problem after the next since she moved out of town so really hoping it doesn't fall through

Small plans for the day:

* [STRIKE]read martin's email[/STRIKE]
*[STRIKE] applied for free woodland walk activity pack & seeds off of newsletter [/STRIKE]
*[STRIKE] check banking[/STRIKE]
* put washing out on line
* all meals from stores
* continue with trying to clear out freezer!
* get a fairy cake out of the freezer for dgd at lunch
* taking dgd to a local rhymes, songs & stories play group this afternoon £1
* If I get a chance give bathroom door & frame a second coat of undercoat
* take pictures of last bits I have to sell on fleabay
* make a list of things we need for odd jobs around the house for when I to hardware store tomorrow. Investigate whether we have these items already in shed/garage
* might drop a few things off at the tip on way to play group
* pick up bread, milk, fruit & coffee while out
* check onepoll if I get time
* do some more gardening even if it's only 1/2 hour

Ok that's my list for the day. Have a great day everyone x

allydowd

Morning DFW-Ninjas,

I'm on the 12:00-10:30pm shift today so I have this morning to work through some on my list. It'll be a challenging day as I have to work across two shifts which requires twice the brain power as I essentially have to do the same job with two sets of staff. Bring it on!

I'll write the list as I do it:


Debt-Free Nillionaire Month 4:

* Checked broadband allowance.

* Checked online banking.

* Tighten our financial plans for the week ahead.

* Checked all loyalty points.

* Take a packed lunch and a drink to work.

* Did GfK survey.

* DID i-Say surveys.



Catch you later folks.

Bobarella

Good morning all

So Baby Bob started off with efficiency on their due date! No one was more surprised than me having sailed over by 18 days with my son. After a full day and night of labouring at home we came to hospital yesterday at 9am (on the bus, snaps for money saving ways?)
And finally at 1.30am last night we met our new daughter. 7 pounds 15. So again much smaller than DS (he was 9lbs 10)

I'm absolutely cream cracked but she is a wonderful addition to our family.

Love to all

Bob

ziggy2407

Good Morning Everyone

Legomum - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Quiet day planned, today I will:

Packed lunch for DH & DS
Ironing
Bump listings for sale (freegle/facebook)
Continue purge on Emails
Surveys
Check Banks
Enter a few comps
All meals from cupboards/fridge/freezer
Read book (from groaning shelf)
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone
weigh-in

Have a great day, love to you all

C x

allydowd

Congratulations Bob!