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Wednesday 30th September -What small debt free wannabee things will you do today?

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Bobarella
Bobarella Posts: 10,824 Forumite
Savvy Shopper! I've been Money Tipped!
edited 30 September 2015 at 6:52AM in Debt-free wannabe
This thread is about the small money saving efforts we all can make each day. When we start our debt free journey we focus on the big things. Cancelling the sky subscription. Cutting up the credit cards. But along the way it is the little things we can do every day that keep us on track and making progress. Whether you are leaving the cards at home and shopping cash only. Making lists to go to the supermarket. Keeping food waste to zero. Post your lists here and help others get good ideas of small things to do daily.
" Your vibe attracts your tribe":D

Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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Comments

  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Good morning Everyone

    Today is OH'S payday so once I get back from work I will be moving onto the new October budget spreadsheet & making any manual payments I need to. Most of our bills go out via DD as I'm sure is the case for most people?
    Son made it through the night without incident and has now transfered back to the sofa clutching his red bucket. Bless him he's terrified of being sick all over the place.
    I went down to sort him out then made our breakfast, hung out the load of washing in the machine and started a new one off. Then tidied last night's dry pots and pans away so the sink top is clear. Now feel that's the kitchen clean and clear for when I return from work.
    I have my last midwife appointment tonight after work so will go straight there then home.

    Yorkshire -hope the hospital goes ok today for your son.

    Have a good day everyone!

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

    • A Girl Called Jack, cheap recipes ( Link )
    • Benefits check-up ( Link )
    • Coupon Shop Forum list of money-off coupons (Link)
    • eBid ( Link )
    • Freecycle ( Link )
    • Free Postcode Lottery ( Link )
    • FreeStuff ( Link )
    • FreeUKStuff ( Link )
    • i-Say Surveys (Link)
    • List of online newspapers. At bottom of the linked page. ( Link )
    • LuckyPhone free lottery with loyalty rewards (Link)
    • MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
    • MSE Abbreviations Explained ( Link )
    • MSE Deals and Vouchers ( Link )
    • MSE Wow Offers ( Link )
    • NHS Minor Ailment Service article (Link)
    • My Supermarket ( Link )
    • OnePoll ( Link )
    • Quidco ( Link )
    • Reclaim PPI at no cost to yourself ( Link )
    • Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
    • SayNoTo0870 cheap phone number finder ( Link )
    • Survey sites that pay for your opinions ( Link )
    • Swagbucks ( Link )
    • Swapit ( Link )
    • Tesco Orchard product testing (Link)
    • Tickety Split cheap train tickets (Link)
    • Toluna ( Link )
    • TopCashBack ( Link )
    • You Need A Budget site and App (Link) New link!
    If this list helps you today please click "Thanks".

    Broken links repaired 29 Sept 2015.

    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 30 September 2015 at 7:25AM
    Hi DFW-Ninjas,

    Thanks for the starter Bob.

    Micro-list:

    * Go to work then it's my "weekend". It's going to be a pretty hefty day...deep joy... bring it on.

    * Take a packed lunch and a drink. Leave wallet at home.

    * Charge phone in car.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • Morning,
    Quick check in from me. Feeling a bit rough today - long day ahead and a bit of a sleepless night last night. No change in dh - and I still haven't bothered trying to talk to him. I know it sounds heartless, but it's about trying to get him to help himself.
    List for today
    :( work
    :( funeral
    :( back to work again
    :( open evening
    :( payday at last - get the budget sorted (looking very tight)
    :( pay off remainder of our holiday at Christmas
    :( mark a set of books (God knows when that will happen)
    :( check fpl and lucky phone
    :( 15 mins housework and declutter
    :( attempt to start a shopping list for the big monthly shop
    Have a good day everyone. It will be a late check in from me tonight.
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning Everyone

    Bob - Thanks for starting us off today, hope DS feels better soon
    CCL - Big hugs

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Quiet day planned but I really need to crack these jobs that are lingering, today's little list:

    Deep clean bathroom -
    Filing & Shredding -
    Post Ebay sale -
    Bump listings for sale (freegle/facebook) -
    Continue purge on Emails -
    Surveys -
    Check Banks -
    Enter a few comps -
    All meals from cupboards/fridge/freezer -
    Read library book -
    Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
    Check Lucky Phone -

    Have a great day, love to you all

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • Morning all, Thanks Bob for the start & I hope that your son is feeling fighting fit again soon.
    Ccl, Hope the funeral goes as well as it can. You don't sound heartless either.

    For me its just a case of ticking over with the usuals as I'm back to standing at the bottom of a ladder again later today while we are still sorting out the houses gutterings etc

    So far I have
    Loaded d/washer and put it on quick cycle
    Walked boys to the bus stop
    Checked banking/updated spreadsheets
    Hung washing on the line
    Checked luckyphone

    Off to the gym shortly and will fill water bottle whilst there.


    Hopefully be back later with more.
  • twiggy86
    twiggy86 Posts: 2,679 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning all!

    Hugs to everyone who needs them.

    So yesterday was a good day! Actually posted off my CDs and DVDs and listed some bits on eBay! Been on my list for so long, so just hoping bits sell now!

    Today I have/will:-
    * Check banks
    * Submit meter readings as forgot yesterday
    * Do washing up
    * Take lunch to work
    * Read Martins email
    * Check all money has been shuffled off to relevant pots
    * Earn more on OnePoll
    * Update work expenses
    * Call venue for baby shower to check everything organised for Sunday
    * Meeting friend for dinner but she has a gourmet card so pick somewhere that its 2 for 1

    That's everything I can think of for now. Hope you all have a good day.
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,935.00
    Total paid off - £9,665.89 (61% paid off)
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 30 September 2015 at 5:34PM
    Morning all,


    Thanks to Bob for starting us off


    ccl - massive hugs and thoughts coming your way.


    Did a bit of pottering and cleaning last night and made some plans to do more in the week. Today is payday! Hooray! Going to be an expensive month though. MOT and service due on the car, plus a wedding in London to go to!


    Today's list:
    • B/L from stores - oooops I ate my lunch already...
    • D - might need to pick up something to go with other bits that I already have
    • Run at lunchtime with colleague - done. am a saint.
    • Charge phone in work - done
    • Going on an upholstery hoovering mission tonight when I get home
    • No booze (have been a saint since sunday)
    • Possibly a little overtime but trying to avoid it today if I can - 1 hour or so... had to finish some stuff for my folks in the field
    • Watered the delphinium seedlings and chillies in the greenhouse. This late sun that we're having is making all the plants think it's spring. My roses have started blooming again!
    • Read Martin's email - done
    • Emailed letting agent about having a smart meter fitted - done
    Still feeling a bit pants with this cold :/


    Have a good one all


    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • xxxJOJOxxx
    xxxJOJOxxx Posts: 108 Forumite
    Debt-free and Proud!
    edited 30 September 2015 at 8:21PM
    Thanks for the start Bob, good morning to everyone else!

    Daily Dfw's & Pure Money
    Check Online Banking ~done~
    Check Emails ~tick~
    Free Postcode Lottery ~done~
    Order repeat meds
    Download banking App for Halixfax ~tick~

    All Things Old School
    Nightly routine (plugs off/doors shut etc)
    All meals from stock ~tick~
    Order free photo prints

    Home & Decluttering
    Quick hoover & Mop
    1 x washing & Ironing
    Sand & Fill one wall where shelf use to be ~tick~
    Touch up paint in hallway ~tick~
    Touch up paint toilet ~tick~
    Scrub skirting doors in hallway ~tick~
    Sort one drawer out
    De-clutter 3 items ~tick~

    Extra Money Oppurtunities
    Onepoll ~tick~
    Upload receipt clicksnap

    Leisure & Entertainment
    Netflicks this evening ~tick~
    Free spotify whilst pottering around ~tick~
    Read free cook books received at work, see if anything takes my fancy

    Have a great day everyone
    Debt Free Since 05/09/2015
    Breath out the past, breath in the future Big Dreams Start Small
  • Good Morning
    Day two of must do better


    thanks for starting us bob
    hugs to all that need it
    are you hoping to take time off once baby bob comes


    my todo
    check banking
    meals from stores
    small shop
    tidy up
    wash on
    chill for a hour before work


    hope the weather good where ever you are xxxlppxxxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
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