Friday 25th September - What small DFW things will you do today?

lego_mum

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really important!

lego_mum

Morning all, Can't sleep so thought I may as well get up! Always the same when I have something on my mind I need to go into school to speak to ds2's teacher this morning, hopefully my anxiety will settle once its out of the way.

Todays list is going to be a long one!
:starmod: Check banks/update spreadsheet done
:starmod: Renew ds2's library books done
:starmod: upload petr0l receipt onto cos done
:starmod: Tidy fridge doors & update calendar done
:starmod: Check Fpl done must check again tonight
:starmod: Read meters done
:starmod: Check luckyphone oooo I had 8 numbers on the mini draw - 35 points
:starmod: Delete junk from emails done
:starmod: All meals from stores beef casserole in the slowcooker & leek/potato soup on the hob
:starmod: Do 5 searches on inbox£'s done
:starmod: Swagbucks done a little bit
:starmod: Keep an eye out for surveys 1 yougov done
:starmod: Hoover carpets done downstairs but didn't get chance to do stairs & upstairs
:starmod: Rm survey done
:starmod: Check tcb/quidco
:starmod: Clean & tidy fridge (make sure we don’t waste anything) done, diced some green peppers and froze & carrots that are looking a bit bendy have gone into the slow cooker
:starmod: Watch catchup tv whilst cooking done
:starmod: ironing done and only washing left is what we've all had on today
:starmod: Make leek & potato soup possibly.. done
:starmod: Tidy at least one cupboard done the under sink cupboard and its only 4.23am!
:starmod: Use something out of the food use up box done used some herbs out of the giant stash in the soup
:starmod: Check 02 priorities done
:starmod: Gather together items for the cs done but not delivered, will have to go to the cs next week
:starmod: Walk at least 7000 steps to get bounts points done
:starmod: Go to the gym for a class (saving £15 that I would have spent on a pt session) Planning on 5 this week done all 5 this week again:)
:starmod: Fill water bottle at the gym done
:starmod: Shower/dry hair at the gym, save my water & electricity! nope will do this at home as they were having problems again
:starmod: Wash a load at 30 degrees done
:starmod: Hang washing on the line if dry done
:starmod: Walk the ds1 home from the bus stop tonight (ds2 going to a friends) nope went in car and we went to visit my dad who'd spent most of the day in the minor injuries unit, he'd bashed his hand at the gym yesterday but this morning it looked really bad and he'd thought it was maybe broken, it wasn't, its just badly bruised at least

Bobarella

Oh no Lego Mum you have had an early start. It's not the first one lately either is it. Really hope you can sort the issue at school before the weekend.

crazy_cat_lady

Morning all
Legomum - sorry you're up and about so early. Hope you feel better after you've seen the teacher today.
I was up at half five this morning, coughing again. My nose is finally starting to clear though so maybe I'll feel a bit more like eating today. It's a training day at work - so no kids in, which I'm relieved about. I hope that it's not too busy though - I feel really worn out. Hoping for a lie in over the weekend at some point, and not to have to bring any work home with me.
Small list for today (famous last words)
check banking (bring on payday)
get 2 sets of books marked
return the shoes that are too small and pick up the next ones I have ordered.
for the love of God I really need to post these letters
get ds to football practise tonight
double check my desk at work for missing fiver :mad:
get my free lunch at work today
nsd
15 mins housework and declutter
stay hydrated and drugged up on paracetamol
do not stay at work later than 4pm
Have a good day everyone.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link) New link!
  

If this list helps you today please click "Thanks".

determined_new_ms

Morning :wave: thanks for the start lego mum & :eek: at the time you woke up and all the things you have done already! Hope you get a chance to rest later x

Well Friday is here and that means it is 3 days until I go to Ibiza :j

Things to do today:

* checked banking - no change...
* B/L from stores
* 2 ms assignments to do this afternoon so dgd is going to the CM for a couple of hours (the company really wanted me to do these so offered me £50 for them. Will have to pay the CM £9 & probably £6/7 in petrol so in the end it seemed worth it )
* dinner with be takeaway pizza & it is a ms assignment so free :T
* will make dgd dinner at lunchtime as she keeps going to sleep between 4-5! No naps are taking their toll on her
* taking dgd to playgym this morning £4. Still have £18 left of her cb and it is due again on Monday
* email ebayer about picking up scooter on Sunday morning
* photo and lsit some items on fleabay
* if I have time do some surveys/onepoll but
* clean floors downstairs

Ok that's all I'll have time for I think x

Moonbean

Wash make-up brushes
Sort by make-up desk
[STRIKE] Sort down side of bed[/STRIKE]
Only ask for water when I am meeting with a friend tonight
Purge 1 email account
Stay hydrated,also
Look to see if there are any free online courses to do,where I learn something new
[STRIKE]Shower[/STRIKE], Relax, Chill
Maybe watch a film with my sister ?
Write 3 new blog posts to schedule later
Breakfast , dinner , eat before going out

ziggy2407

Good Morning Everyone

Legomum - Hope you get to sort the school issue and that your anxiety settles, be kind to yourself today and try and fit some rest into your day

CCL - Hope you find your fiver

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Quiet day planned as not much needs doing, Today's little list:

Packed lunch for DH - Done
Update list for "The Big C" -
Collect parcel from Argos -
Quick tidy round -
Bake -
Continue purge on Emails -
Surveys -
Check Banks -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Read library book -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -

Have a great day, love to you all

C x

DawnW

Morning all
Thanks for the very early start Legomum. Hope your issue gets sorted out ok. I didn't sleep much either, took me ages to get off (coughing, asthma :mad:) and then I woke up early

List for today:
Make an appointment for a flu jab Done
Tax car online Done
Walk to sales unit today with cakes etc for Macmillan coffee morning Take a couple of small new items down with me. Done
Housework Hoovered and washed floors downstairs and done a bit of dusting. Still plenty more to do though!
Meals from all the stuff that is in the fridge (tomato sauce / soup base, a game burger, 2 pork belly slices, 2 pies that OH insisted on buying at the market (that I won't eat, don't know what is in them, not worth the calories!), raspberries, stewed rhubarb, apple, pear and rhubarb crumble, figs etc besides all the usual fridge stuff :eek: Must finish some of this off over the weekend or freeze it! Done. Jacket spud and salad for me, with pie for OH
Puppy to vets for his last injection and microchip this afternoon. Must ask for some more flea treatment while I am there All done, including flea treatment. Poor little thing didn't like the microchip though - huge needle, and he only weighs 1.6kg :eek:
Any surveys that are available - one done for Yougov already, plus I have been screened out after several minutes from an Ipsos I-Say one. Thinking of dumping them, as I have been screened out of every single one so far (only joined a few weeks ago, guess they aren't interested in older females who don't watch telly or buy much consumer carp :rotfl: I find that a bit strange, as my demographic often do have money that they could I will check onepoll again in a minute, but no more so farspend.....).
FPL Done
Found 2p on the pavement on the way to the vets :T Thought of you, Bob :rotfl:

Right, better get on with some of it!
Hope everyone has a good day

Moonbean

I forgot to add a goal to my list,
Im taking down old clothes & books to get weighed so I get some cash for it.
not expecting a lot but it doesn't sell on ebay/gumtree and it takes up room so
it'll be a bonus whatever the amount is

xxxJOJOxxx

Daily Dfw's & Pure Money
Check Online Banking
Check Emails
Pick Up Paperwork to remove name from bank Accounts
Check D/Ds and see if I can squeeze £20 into holiday fund
School Mcmillian coffee morning, just take a few pounds


All Things Old School
Packed Lunches
All Meals from stock
Switch off all plugs etc before going work
Charge phone at work
Make use of free drinks at work
Walk most of Journeys & bus


Home & Decluttering
One bag to charity Shop
Quick tidy uo
1 x washing & Ironing
Sand & Fill one wall where shelf use to be


Extra Money Oppurtunities
Smile & get some tips
Roadkill 2p
Onepoll
Upload receipt clicksnap


Leisure & Entertainment
Netflicks night