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Money Moral Dilemma: Who should I pay back first?
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If I have 3 apples in my left hand and 4 toy cars in my right hand, what is my opinion of the film I saw 3 months ago last Tuesday?
It was okay. If it were really bad, you'd have moaned about wasting the money on the tickets before now. If it were really good, you'd have raved about it and insisted that I go and see it before now. So it must have been okay, not bad, not brilliant.
I'd agree that there isn't enough information. Granny could be rolling in spare cash, brother could be brassic.:heartpuls Mrs Marleyboy :heartpuls
MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remoteProud Parents to an Aut-some son
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I think this person needs to take a long hard look at his budgeting skills. Why has he maxed out his overdraft and why has he borrowed almost £1000 off his brother and £300 off his granny?! Probably her entire food budget for 3 months?!
I agree with the posters who have said that we don't have enough information to give a decent and adequate response...cooeeeeeeeee :j :wave:0 -
Assuming neither is desperate for the cash £300 to Brother, £100 to Grandma. Increase your monthly credit card repayments and blow £100 on yourself !
This shows both you intend to pay them back and you feel good too.0 -
talk to your gran and brother. Explain the situation and ask whether they are happy for you to pay the overdraft down first to avoid interest charges. At the same time, talk to them about setting up a regualr payment, even if it is only £10 or so, to start to reduce you r debt to them.
If thay are not happy with you reducing the overdraft as a priority, or if either or both of them is in need of the cash, then use it to pay back a proportion of the mony you owe each of them - so £125 to Gran and £375 to brother, so you have paid each of the them the same proportion of the debt you owe them. And they set up the regualr paymwtns to chip away at the remaining amountsAll posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)0 -
VfM4meplse wrote: »The quality of the moral dilemmas has diminished to troll-like postings. It serves MSE no credit.
Surely there must be something better to do at mse HQ than post nonsense like this.
I feel sorry for people who try to post genuine answers, they're being patronised and their kindness is being taken advantage of.
There are plenty of genuine posts on here (and some of those are far fetched enough;)) without mse making them up.0
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