car hire insurance i am confused

PeacefulWaters

Things like tyres and lost keys may be excluded with the hirer's offering.

£2.99 a day will get you cover.

christne5embassy

I take out car hire excess insurance cover with icar insurance (recommend by MSE) it works just had my claim agreed no problems as long as you can get hold of all the paper work from the car hire company Avis are brilliant and provided everything, it did take a while as they had to get it from their Malaga office. The best £24 I ever spent.

And_P

I was involived in a car hire incident over a month ago. I had third party insurance and collision damage waiver.

Unfortunately I nodded off at the wheel, lost control of vehical and hit a tree. The car hire company were quick to take £1000 excess the next day from my credit card.

I received a letter from the car hire company last week saying I was in breach of the contract therefore I have to pay their total losses which they are computing.

Today, I received a letter from their solicitors today saying I have to pay over £14,500 by 10am Thursday otherwise they will issue court proceedings against me for the principle sum with an interest rate of 8% along with court fees and costs!

It is my understanding that when they took the £1000 excesss last month the matter was over?

Surely, by taking that £1000 it is admission they intend to pursue costs through insurance?

Also, aren't these bully tatics?! Asking me to cough up nearly 15k with a deadine of 3 dyas?!