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*Change of plan - and maybe some good news!*

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  • Hope you have a lovely time Snaggles, bet you are so proud of Ryan - what lovely news to end the week on.

    You never know, by the time you return I might have had this baby :rolleyes:
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hey snaggs just catching up with your thread been kinda busy this week ...hun hope your feeling better now and yep i think it's good to get things off your chest and where better than here where the support is phenomenal...i dare say your off having a fantastic time by now will catch you when you get back have a great holiday ...take care
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi hon, I expect you've left by now, thanks for replies etc ! Have a great week away and if the weather stays like this won't it be lovely? If you are coming down the M56 I can see it from my house so you can give me a wave! XX
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • Have a lovely time. I'm very envious, I'd love a holiday!
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a fab relaxing time The Snaggles family.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • wok_boy
    wok_boy Posts: 759 Forumite
    fac73 wrote: »
    Hope you have a lovely time Snaggles, bet you are so proud of Ryan - what lovely news to end the week on.

    You never know, by the time you return I might have had this baby :rolleyes:

    I was wondering when he's going to appear. :D
    BR 4/10/07
    ED 11/04/08

    BSC Member No 93
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :wave: Hi Snaggs how are you ? Did you all have a good holiday ? It's been awful not being able to get on here and catch up then last night Tiscali was playing up too :mad: grr. Saw Bunnys' post about :heartsmil you on IA's thread but I already knew you would be lovely. XX
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hellooooo!

    Sorry I didn't update my diary straight away, but I wanted to catch up with what's been happening while I've been away, and then of course there was 'Black Friday' when MSE disappeared and has only just come back!

    Anyway, we have had a lovely holiday, we stayed within budget, and despite catching nasty colds, we all really enjoyed ourselves.

    We met up with BunnyInTheLights, her hubby (hunky fireman ;)), and her two lovely kids, and had a day with them at Greenwood Forest Park, which is an eco-friendly theme park. If you are anywhere nearby, it is well worth going, the children had a brilliant time, and Bunny is just how you would imagine her - funny, feisty, friendly and has THE most infectious laugh I have ever heard!

    Right, off to tackle the waking nightmare which is my internet banking.....back soon (will probably be sobbing!).
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Well, it wasn't pretty, we have £72 in our shopping account :eek: which is to last 3 weeks, although we do have £50 in Asda vouchers, so £122 in total, which isn't too bad (although we need to buy some Xmas food out of that - a turkey big enough for 8 people for a start!).

    Petrol is now paid for by credit card though (Asda card so cheaper petrol, and repaid in full each month), last month's credit card bill has already been cleared, and next month's shopping money will have gone in before the next bill comes in, so we don't need to allow for any more petrol this month.

    I've just been working out 'the plan' for staying off work until April too, so will type it up and make sure no-one can spot any gaping errors in it before I relax!
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Okay....the 'Grand Plan'....:D

    Income November - December:

    SMP - £400
    Child Benefit - £120
    Tax Credits - £120

    Total £640

    Income February - March (SMP will have finished):

    Child Benefit - £120
    Tax Credits - £120

    Total £240

    Total Outgoings from my account - £752


    So.....monthly shortfall is £112 in Nov/Dec/Jan, and £512 in Feb/Mar, and TOTAL SHORTFALL = £1360 :eek:

    So that's the situation - bear with me while I cobble together a solution...:rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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