Tuesday 8 September - What small DFW things will you do today?

twiggy86

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really important!:money:

twiggy86

Morning all!

Had to be in work for 6.30 so thought I'd start us off.

As I had to be in early today and it was nice weather yesterday my boss said I could leave at 1.30! So I went and did the food shop straight away then had a lovely walk in the sunshine with the pooch before baking cookies ready for when OH walked through the door! Felt like a proper little housewife! :rotfl:

So today I have/will:-
* Check banks
* Get dressed in the dark so as to not wake OH and hope I have my dress on the right way! :rotfl:
* Take lunch to work (made last night)
* Take gym clothes to work
* Go for a run along the beach as need to take boss' dogs out
* Check FPL
* Earn more on OnePoll
* Go for a "cycle" using boss' exercise bike
* Dinner from stores
* Do more crochet
* Enjoy relaxing this evening as all exercise will be done for the day!

Think that's everything for today. Hope you all have a good day!

PurpleFairy26

kthanks for starting us off Twiggy :hello:

Up early as cat woke me at 4.25 and I couldn't get back to sleep :eek: finally got up at 6.20 and just back fro a run and having 5 minutes in the garden before the rest of the house wakes up my list for today:
Load 2 receipts to CoS make sure one from yesterday has registered
Make PAD to CC did this yesterday for first time and although small was satisfying also pay £6 from FB sale on it to
Another FB sale being collected tomorrow night - another £18
Late meeting with work, supplier buying me dinner
Make lunch in a minute
Washing out before work, I managed to get 2nd load on cheap leccy as up so early
Message 2 customers with the amounts for their products chase another for payment, will be another £200 to CC

Think that's about it, have a lovely day everyone. Hope those that were feeling poorly feel better

determined_new_ms

Morning twiggy :wave: thanks for starting the thread!

katy_ann so sorry to hear about your car Have you had a mechanic look at it though? I have a mobile mechanic, recommended by a colleague a few years ago. He charges me about 1/2 the price a garage would and is trustworthy. Dawn's right it is worth just checking...

Bob thanks for your encouragement re the pres. Your words kept swirling around my head when I had doubts about whether I was on the right track "done is better than perfect"! Weirdly when I have been spontaneously given a presentation title at an interview I have found it much easier - no time to doubt yourself you just need to get on! And even weirder than to think a presentation up out of thin air (on the 2 occasions I've had this at interviews) by the time I got to the interview I was focused and no time to be nervous. Was offered both positions....

Ok things for today:

* check banking & keep on top of finances
* email ms company over this blinking assignment I did last week. Honestly thinking I'm gonna sign up with a couple more companies this week and sack this one off. They are a pain!
* finalise presentation powerpoint & email to oh to print off 4 copies
* run through presentation with oh tonight
* finish prep for interview tonight & if I get a moment today (ha ha forced dgd to have a nap yesterday :rotfl: took her to the park and spent an hour running after her playing catch - cue lots of hysterical giggling - then gave her a dinner at lunch and sat her down with a bottle & tv. She didn't dose off! So then said let's have some milk. She's so switched on & knew exactly what I was getting at and kept saying "no thanks". Took her upstairs to lay in my bed and she was asleep by the times she had finished the milk :T)
* onepoll - so close to payout now - £1.45. How you doing JOJO?
* this afternoon going to have lunch with my ds for his birthday?
* call first utility. Going to use the resolver tool to complain about their shocking service!

Ok that's all I'll have time for today. Still haven't sorted out the washing machine

Have a great day everyone x

crazy_cat_lady

Morning all
Struggled to get out of bed this morning - I was up a few times during the night for various things, but I certainly don't feel well rested. Another busy day ahead today... so who knows when I'll get back on.
Things to do today
*check banking and PAD
*ring BT and check my DD with them
*take DD to big school open evening
*15 mins housework and declutter
*get some exercise
*mark a set of books
Hopefully I'll get some of that done. Have a good day all.

lego_mum

Morning all, its another sunny start to the day here in south wales
Going to spend most of the day working outside on the house again whilst we have the dry weather.
Todays list
* Breakfast - ys crumpets/banana
* Walk the boys to the bus stop
* Check banks/update spreadsheet
* Tidy fridge before mr t delivery Done
* Ironing
* Paint the dart board backing board with chalkboard paint which we have In the garage
* 30minute gym class (OMG my legs and arms are killing from yesterday so who knows what I'll be like after this one!!) Done
* Finshed cleaning the guttering & painting the backboard :j (My house done but two tenant properties still to do!)
* Walked to pick the boys up from the bus stop:)
* Checked lucky phone


That's enough to be starting with,

Have a good day all

DawnW

Morning all
Thanks for the start Twiggy.

List for today:
*Housework
*Collect funeral flowers ready for tomorrow.
*Pick up a jar of coffee and some bread flour (and nothing else!) while I am out
*Sort out what I am going to wear tomorrow
*Make up spare bed and text brother to see if he will be arriving before or after he has eaten (he is staying overnight with us and travelling to our Uncle's funeral tomorrow)
Speak to neighbour about plans for tomorrow as she is kindly keeping an eye on pup The funeral is 100 miles away, and we can't take him.
*Wax the chest I painted yesterday. Probably won't be able to take it to my sales unit today as it is too heavy for me to manage on my own, and OH is out today - but I can get it ready. It looks really nice
*Make a loaf in the bread maker
*Pick any raspberries and blueberries that baby GD might have left yesterday :rotfl:
*HM meals from stores - meal planning has gone a bit awry with all that is going on with family, but whatever it is, it will have tomatoes in it :rotfl:
*Research what to do with chard, as I have grown some for the first time. It looks very pretty if nothing else!
*Read some more of library book

Sounds like a pretty busy day :eek:
More coffee needed, then I must get on!
Hope everyone has a good day

Sellurgranny

Morning All,

Another splendiferous day here in the S.W.

Up and dressed with the kids this morning as got to get the Carpet cleaner back to the shop early.

Not sure what else to do today apart from the usual:

Washing / line dry
Make tea - probably do jacket spuds tonight

Oh I need to source some free blackberries to make a crumble as my apples are sat waiting patiently to be used. Used to spend hours collecting blackberries as a kid and carting them all home for mum to make Bramble jam.

Can't think of anything else at the moment.

Have a good day all x

twiggy86

Dawn - I thought that said "wax my chest"!!! :rotfl:

greensalad

Hello everyone!

Still ticking along here waiting for this money to be returned to me so I can pay off part of my credit card! Tomorrow morning hopefully... and if not....

Anyway on to today!

:starmod: [strike]Reconcile YNAB[/strike] Waiting for an Asda payment to come out as I forgot to log
:starmod: Healthy lunch, chicken salad and cous cous
:starmod: Take sausages out of the freezer for banger & mash dinner
:starmod: Hopefully get a reply to my query about drafting trousers so I can continue!
:starmod: Carry on knitting Christmas presents (about 1/8th through first gift, a green tencel lace bolero)
:starmod: [strike]Change payment account for phone bill[/strike]
:starmod: Take out recycling
:starmod: Post gym letter
:starmod: Go collect my free Volvic water from Budgens

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