DAC Beachcroft motoring claim

Quentin

EdGasket wrote: »

Then why are they asking for consent?

Solicitors (or anyone else for that matter) cannot go around taking out court claims in the name of a third party without getting their consent (obviously!)


Were they to simply proceed and take out the claim in the OP's name they could expect their client to be pretty unhappy should it end up being thrown out when the "claimant" (the OP) failed to participate!


As posted above if the OP refuses to assist then he will be getting the bill instead!

edi

Thanks for replies everyone.

I'm not with the same insurer anymore as I switched last year.

They are not just seeking my consent, instead asking me to sign the county court claim issued in my name against my ex-neighbor. If for any reason the other party refuses to accept the liability (with all added costs), I have to appear in court, which doesn't enthuse me the slightest.

Quentin

edi wrote: »

......If for any reason the other party refuses to accept the liability (with all added costs), I have to appear in court, which doesn't enthuse me the slightest.

Surely the prospect of having to settle up with your old insurer (if you refuse to comply) enthuses you even less!


(And if it wasn't for your old insurer's good service in not making you pay your excess or reducing your NCD till reimbursed (as they are entitled to do), then you probably would not be with a new insurer as your premiums would have reflected the (temporarily) lost NCD and the open claim on your record)

EdGasket

Quentin wrote: »

No.


If the OP refuses to co-operate then their sights will be retrained.


On to him.


(As previously posted, it's a condition of the policy that the policyholder will assist the insurer recover his outlay)

Well shouldn't the insurer explain that when asking for consent? They can't expect us all to know exactly how they operate.

Quentin

EdGasket wrote: »

Well shouldn't the insurer explain that when asking for consent? They can't expect us all to know exactly how they operate.

They can expect us all to read the ts & cs especially after a claim! If the OP had done that then this would not come as a surprise!


(The insurer will explain all that in words that can be understood if the consent is not given!)