car park bump

FormulaDriven

nidO, thanks for carrying the can while I was offline, driving home! It's good to have some thoughtful support.

Aretnap

FormulaDriven wrote: »

I wasn't aware of this. One point: Highway Rule 170 is about behaviour at junctions, so you might want to check your reference.

Oops - I meant rule 286. Looks like I absent mindedly used the same number twice. That wil teach me to proof read better. Now fixed.

I still think it would be a courtesy to leave a note, which obviously could just say "I've left my details with the police".

I agree - though it's a matter of courtesy rather than legal obligation. The problem is that many people think that leaving a note is enough and can end up getting into trouble, especially if the note gets lost for whatever reason.

shane1104

sorry all! i didn't even realise this topic was being spoken on!
i left it after the 2nd reply telling me I'd done everything.


I've just heard stories about notes on windscreens going walkies, i originally went into the McDonalds to attempt to locate the driver, when i could not i asked the staff to take my name and number in case anyone came in asking about it.


the driver did find me and made a claim against me: I'm a new driver, and have no NCD to lose. so my premium will go up regardless i assume.


However, the car had already had damage, and it's my understanding the 3rd party owner is attempting to claim that i caused this other damage (on a completely different location than the part i bumped") so maybe this is why it's taking so long, due to me forwarding an arguing statement.

Quentin

It does take months rather than weeks to conclude any claim when insurers are involved


Don't lose too much sleep over this - you and your insurer accept liability.


Whatever the final cost won't affect you - the outcome will be the same as far as your future premiums are concerned irrespective of the cost.


And if the innocent third party does get a bit extra done it only goes towards compensating him for the hassle you have caused him, not to mention him having a claim on his record to now disclose to future insurers despite being totally innocent and not even in his car at the time!!

dannyrst

Quentin wrote: »

Trouble is anyone just following your advice (instead of the OP's way of doing things) would be guilty of an offence!

Just to be clear, I wasn't giving advice to anyone. I've never hit another car. My point was that I have been hit and nobody left a note on my window. I never called the police or went back inside the shop to see if anyone reported it.

Next time I will. :beer: