mobile insurance..need help

kal25

I am looking into insuring my mobile phone (galaxy s5) purely because I use it so much for pretty much everything. I was comparing some insurers this morning, however I noticed in t&cs some state the phone cannot be more than 6 months old?? :huh:
I did find one but again that stated no older than 12 months, I brought the phone just coming upto 13 mnths ago from brand new.
My question is how do I find an insurance that will insure my phone and not be stung by these terms and conditions which are not made clear when you first go to get a quote?
Any help by you guys would be greatly appreciated.

lurkylurky

I've recently opened a Nationwide Flexplus Account. I pay £10 a month and this gets me insurance for up to 4 mobile phones worldwide, travel insurance, breakdown cover and extended warranties.

See here: http://www.nationwide.co.uk/products/current-accounts/flexplus/insurances-and-benefits#xtab:mobile-phone-insurance.

In the Exclusions and Limitations section it says "Proof of ownership will be required to claim including a till receipt or documentation from your network provider".

Would this work for you?

JJ_Egan

Insure it yourself by putting the premiums aside .
No excess to pay no quibble over sorry this does not meat our terms and conditions .
Whats a year old S5 worth £200- £250 .