NHS lease car

[Deleted User]

Wife has just started an NHS role which involves a lot of driving around. A lot of the people she will be working with have got lease cars from the NHS.

One person said they pay just £100 a month which sounds good.

What are the advantages and disadvantages? I assume this is a discounted rate so there is a BIK for tax?

Also, I heard you get less per mile for a lease car than you would for private car? Is this true?

saverbuyer

Also need to look into the effect on your wife's pension. Are payments taken from gross pay therefore reducing her pensionable salary?

[Deleted User]

saverbuyer wrote: »

Also need to look into the effect on your wife's pension. Are payments taken from gross pay therefore reducing her pensionable salary?

Not sure how it works to be honest....but good point.

Still £100 a month for car inc insurance, tax, servicing etc is well worth it.

Double_V

What make and model for £100 ?

ChumLee

saverbuyer wrote: »

Also need to look into the effect on your wife's pension. Are payments taken from gross pay therefore reducing her pensionable salary?

How is that reducing her pension, if her contributions into the pension scheme remain the same?

[Deleted User]

Double_V wrote: »

What make and model for £100 ?

Not sure but think she said peugeot 206 or something...

BeenThroughItAll

Double_V wrote: »

What make and model for £100 ?

Mostly Golfs and Minis from what I see in the NHS car park at the hospital where my wife works and what most of her colleagues drive on the NHS 'massively subsidised by the taxpayer' lease scheme.

Double_V

BeenThroughItAll wrote: »

Mostly Golfs and Minis from what I see in the NHS car park at the hospital where my wife works and what most of her colleagues drive on the NHS 'massively subsidised by the taxpayer' lease scheme.

If it's Golf then I would say that is actually amazing for £100 including everything.
I might switch to NHS then.

Where can I find more info on this.
We were never told.

[Deleted User]

Double_V wrote: »

If it's Golf then I would say that is actually amazing for £100 including everything.
I might switch to NHS then.

Where can I find more info on this.
We were never told.

Not sure. Previously wife worked in a hospital based job so not sure if its only open to those who have jobs that involve travelling around or all nhs staff.

Its just that with her new job theres tons of travelling around patients houses.

[Deleted User]

Double_V wrote: »

If it's Golf then I would say that is actually amazing for £100 including everything.
I might switch to NHS then.

Where can I find more info on this.
We were never told.

Nah wasnt a golf. It was a small car 1.2l.
I guess golf is going to be a bit more....

BeenThroughItAll

Or maybe your doctor mate is on a different scheme.


Woman sitting next to my wife pays £120 a month inclusive on a 7500 mile subsidised personal lease via salary sacrifice for a Mini One D.