Buy council house for mother in law

scaredlady

A relative of mine is a council Tennant.. Hers is the only name on the tennancy,lucky really as first marriage failed.
Has adult children living with her . They do not have auto rights to go on the tennancy. If she wanted them, otherwise no.

leveller2911

Don't expect the OP to come back anytime soon to clarify their postion but I can say with a fair amount of certainty that the OP cannot buy the property because they don't qualify for Social Housing because they own 2 properties already. The exception may be if they are both on buy to let mortgages and the OP can prove its a commerical business and not disclosing ownership would be fraud.

Secondly if they require a mortgage I'm pretty sure the banks will insist on the tenant (mother) being on the mortgage and they may not allow a mortgage due to age.. I'm happy to be corrected on my second point.

leveller2911

CobaltBlue wrote: »

If OP applied for social housing, then it would be declined due to property ownership.
But if OP married a social tenant, I think the council would be obliged to accept him as a tenant.
I think the council would not be allowed to refuse this - see my quotes.

The fact is and this is fact a Social housing tenant is not allowed to own anothe property and be named on a tenancy agreement for Social Housing.

The only way round it is as I said a business (ie properties both on BTL mortgages) . He can live in the house but he can't be on the tenancy agreement. I looked into this with my local council and also Sanctuary Hereward housing Association and both confirmed that a person cannot be on a Social Housing tenancy agreement if they own a property and the OP allegedly owns 2. Quite why you seem to be helping someone who is clearly a chancer is beyond comprehension and I'm at a loss as to why you would want to see yet another valuable council house lost .



How do your posts on this thread sit with you when on another thread your asking about Social Housing for your mother in law.

https://forums.moneysavingexpert.com/discussion/5310586

Johnnytwostep

the sooner they get rid of 'right to fleece the taxpayer' the better

CKhalvashi

CobaltBlue wrote: »

I'm leaving this website. Too many ignorant, rude people posting.
I'm going to going to London Zoo.
The monkeys there provide more intelligent advice.

If you want legal advice, pay for it.

We are here to offer our opinions, and many here aren't professionals.

Pixie5740

CobaltBlue wrote: »

I didn't say they could use the discount as a mortgage deposit.
I said the mother would not have to be on the mortgage, but she would have to be on the deeds.

Perhaps you should read my posts before criticising them..?

Do you really think the OP (who hasn't been back so this is all academic now) would even be considering buying this property if he weren't hoping to get a massive RTB discount?

Besides mortgage lenders do not like having people named on the deeds who are not named on the mortgage.

Pixie5740

CobaltBlue wrote: »

Can you provide any references to back up what you say?
Or are you just rude and insulting like other posters on here?

I don't have to because you did it for me. What you were saying about marriage law trumping council regulations is nonsense as proved by the Bristol City Council link you provided.

Marrying a council tenant does not automatically give the new spouse a joint tenancy it's something that has to be applied for and even then there is no guarantee that the council will grant a joint tenancy. Ergo your statements about marriages and joint tenancies were incorrect.

That's your perogative to find it rude and insulting when someone points out the mis-information in posts.

Cheeky_Monkey

CobaltBlue wrote: »

I'm leaving this website. Too many ignorant, rude people posting.
I'm going to going to London Zoo.
The monkeys there provide more intelligent advice.

:j
Don't forget to pick up your dummy on your way out :beer: