Buy council house for mother in law

leveller2911

CobaltBlue wrote: »

OP - where is your official residence, for council tax etc?


The day you marry your girlfriend, you would automatically become a joint tenant (I think).
The council cannot refuse this, as it's British marriage law.

I'm happy to say you are wrong. There are many married couples in Social housing where only one person is the named tenant. If they marry the existing named tenants have to apply for another person to be added to the tenancy so it's not an automatic right..

I'm surprised people haven't worked out this thread is another one of those wind up threads posted by trolls..

fed_up_and_stressed

deannatrois wrote: »

I wonder why you can have two children with your gf.., have two properties but not have you and your gf living in one of them? Or work something out based on the properties you have (horror, you could sell them if they aren't big enough and buy a property for your family). Instead you propose to take another house out of social housing, get a property on the cheap and ultimately leave your gf's mother with a few risks to deal with. What happens if you and your gf break up? Does the mortgage stop being paid? Do you try to sell the property and all that brings with it?

If there's no risk of that happening, marry her and buy a property for your family. You have two children after all.

Ahhhbut that way they wouldn't benefit from cashing in someone elses big fat RTB discount making profit for themselves at tax payers expense !

map66

-taff wrote: »

I think [and I'm not one hundred percent sure] that the only people who can become a joint tenant are a spouse or a partner and that's only if the tenancy hasn't already been passed on once as has already been described from FIL to MIL for example.
There is no automatic right to become a joint tenant and it's not likely that your girlfriend can be.

You could gift your MIL the money to buy the house but it's totally up to her what she does with it, but again, then you're looking at a whole host of other stuff such as deprivation of assets....

This probably left OP with only solution to marry his girlfriends mother if he wants that house so badly.
A straightforward way to ownership

[Deleted User]

map66 wrote: »

This probably left OP with only solution to marry his girlfriends mother if he wants that house so badly.
A straightforward way to ownership

Thank you.., something I hadn't thought of.., but made me laugh.

Mojisola

sjlawax wrote: »

My girlfriend is living with her mother in law with my two children in her mums council house as I work away from home,

I wonder if she's claiming benefits as a single parent.

Running_Horse

leveller2911 wrote: »

I'm surprised people haven't worked out this thread is another one of those wind up threads posted by trolls..

Always hard to tell. This one doesn't have the usual "it was mum's idea" or "I'm doing it for her future". It is just about getting her house to add to the "portfolio". So distasteful as it is, it does have the ring of truth about it.

fed_up_and_stressed

Running_Horse wrote: »

Always hard to tell. This one doesn't have the usual "it was mum's idea" or "I'm doing it for her future". It is just about getting her house to add to the "portfolio". So distasteful as it is, it does have the ring of truth about it.

Not aimed at the OP

But i do wish people would just be honest ...

"My mums aunties next door neighbours dog has a huge RTB discount that they are not using and i've spotted a way i can make a killing at tax payers expense ..but im too lazy to google whether i can get away with it, can you please spoon feed me the info on how i can make a fat profit" !!!

Pixie5740

CobaltBlue wrote: »

But girlfriend's mother could be on the RTB application and deeds, but not on the mortgage.

Girlfriend's mother will have to own the house (at least in part) for at least 5 years, iot avoid discount repayment.

I think!

The mother has the RTB. It's her discount. How would they be able to use her discount as the deposit for the mortgage if she's not named on the mortgage?

Pixie5740

CobaltBlue wrote: »

The new spouse may have to apply, but I'm pretty sure the council would not be able to decline the application.

I'm not a lawyer, but it's something to do with marriage law being above council regulations etc. Similar to the MoD not being able to refuse MQ for a wife, but obviously can refuse a girlfriend. Hence permission to marry, not permission for quarter.

Of course OP may be false - First OP certainly contained errors. But genuine conversation about social tenancy could be helpful to many.

I'm giving all information in good faith - not preaching my personal opinions, like some people.

Can you provide any references to back up what you're saying about joint tenancies and marriages as I'm pretty sure it's absolute nonsense.

-taff

CobaltBlue wrote: »

I think adult offspring of council tenants can become joint tenants, if they are living in the property. .

My ex couldn't when he lived with his mother. Her tenancy had passed on to no-one, or been passed from no-one, but he wasn't allowed to become a joint tenant, only her spouse or partner could.