LHA/Housing Benefit rates help.

stivanii

NYM wrote: »

So since yesterday morning when you...'received a letter this morning informing me i am only entitled to and have been awarded £52pw which i believe is the shared accommodation rate , so obviously i wasn't expecting my award to be this low....

Is that the amount you received ?

Yes backdated 3 weeks.

stivanii

nannytone wrote: »

they randomly cross check claims using data matching.
if you landlord is still using the address as they ' main residence' then it will flag up a query on your claim * leading to benefit being suspended).
also if the landlord hasn't told his mortgage provider that he is renting the property out, it could lead to insurance being void, leaving you in a very bulberable position.

HappyMJ wrote: »

It occurs after the fact as they are getting quite a lot of stick for delaying benefit payments for no good reason so they pay you so you can pay your rent then continue following up on minor details later and if they find an overpayment they'll ask for it back.

You don't need a tenancy agreement to rent a room so that maybe why they haven't required that at this stage as you're only entitled to the room rate anyway. You do need a tenancy agreement to rent the whole house so you'll have to get one of them if you are.

You could be right i'm thinking they must be treating my claim as a case of me just renting a room then, hence why they didn't ask for a copy of the agreement. And why i am receiving the shared accommodation rate.

Seems like it will a bit of a procedure to get everything above board with me renting the house in terms of documentation and sorting it out with the Housing Executive.

NYM

stivanii wrote: »

You could be right i'm thinking they must be treating my claim as a case of me just renting a room then, hence why they didn't ask for a copy of the agreement. And why i am receiving the shared accommodation rate.

Seems like it will a bit of a procedure to get everything above board with me renting the house in terms of documentation and sorting it out with the Housing Executive.

As you're under 35, the shared accommodation rate is all you're entitled to - irrespective of the type of property you're renting.

Put your details into this calculator Entitledto... but using your age as over 35.

specialboy

Don't forget to deduct tax from the rent to pay to HMRC, he's a non resident landlord.

terryw

specialboy wrote: »

Don't forget to deduct tax from the rent to pay to HMRC, he's a non resident landlord.

Without checking I think that if the rent is less than £100 a week then this is not necessary.

[Deleted User]

To be honest.., he's allowing you to rent a whole house for less than the room rate rent he was originally going to charge you.., it sounds a bit iffy to me.

I know there is the occasional generous kind hearted person in the world but I would have a few red flags flying myself. If he was willing to rent the whole house under the terms you have outlined, surely he could rent for an awful lot more money?

Is the property his? Is he renting it himself? If rented is he the official tenant? etc.

Forgetting the extra rent for now, how are you going to pay utilities for an entire house on what you have left? Income support plus carers allowance definitely isn't that generous.

stivanii

deannatrois wrote: »

To be honest.., he's allowing you to rent a whole house for less than the room rate rent he was originally going to charge you.., it sounds a bit iffy to me.

I know there is the occasional generous kind hearted person in the world but I would have a few red flags flying myself. If he was willing to rent the whole house under the terms you have outlined, surely he could rent for an awful lot more money?

Is the property his? Is he renting it himself? If rented is he the official tenant? etc.

Well to be honest i was a bit cynical myself at first about it, but in speaking to him when i first enquired about renting it. He seems like a genuine guy and i get the impression he is not so worried about renting it out to make money as he is having someone reliable here to look after his house.

He said he had his nephews living here but had to move them on as they were throwing parties every weekend until all hours and disturbing the neighbours. He then rented it out to a young couple who in his words trashed the place, didn't clean the house, had dogs when he said no pets were allowed etc.

I'm a little bit older than the previous tenants i look after my Mum full time and will basically just be sleeping here for the most part. I'm pretty clean and don't have any pets. So i reckon he might think i will cause him less hassle as a tenant.