LHA/Housing Benefit rates help.

nannytone_2

arent you going to put the utilities into your own name?
is he still on the electoral role there?

to make things simple, you really need to ensure that he has no links to the property in regards to residing there, or you may be suspected of co habitant.
the fact that he works away will make little difference if he is still naming the property as his main residence

stivanii

nannytone wrote: »

arent you going to put the utilities into your own name?
is he still on the electoral role there?

to make things simple, you really need to ensure that he has no links to the property in regards to residing there, or you may be suspected of co habitant.
the fact that he works away will make little difference if he is still naming the property as his main residence

Yeah i'm currently in the process of getting the Electricity, Gas and Virgin switched over to my name, not sure about the Electoral roll will have to E-mail him about that.

Can i ask what you mean by suspected of Co-Habitation? As in a couple?

nannytone_2

if he has a financial tie 9 other than a BTL mortgage) at your address, then the cross chcking will highlight this.
if he has utilities coming to this address then they will obviously ask where he lives

NYM

Even if your 'landlord' works away, his principal place of residence will still be his home. Putting the utilities into your name just means that you have taken responsibility for dealing with them.

If he has a mortgage, he needs to notify the lender that he is not resident.
His Insurance company will also need to be advised he has a tenant/lodger.

If he's renting the entire property to you, he has obligations as a Landlord that he can't just ignore.

To claim HB you will require a tenancy agreement.

stivanii

nannytone wrote: »

if he has a financial tie 9 other than a BTL mortgage) at your address, then the cross checking will highlight this.
if he has utilities coming to this address then they will obviously ask where he lives

Sorry when will this cross checking occur?

I already went through all this i thought, i applied and the Housing Executive phoned myself and the house owner for more info.

I explained the situation which they seemed satisfied with, and they sent me a letter saying i had been awarded HB and sent me my first payment yesterday.

Why would they do this sort of checking after the fact?

stivanii

NYM wrote: »

To claim HB you will require a tenancy agreement.

I am aware i have one but they never actually asked to see it, but they awarded me HB benefit and sent the first payment to me yesterday.

NYM wrote: »

Even if your 'landlord' works away, his principal place of residence will still be his home. Putting the utilities into your name just means that you have taken responsibility for dealing with them.

If he has a mortgage, he needs to notify the lender that he is not resident.
His Insurance company will also need to be advised he has a tenant/lodger.

If he's renting the entire property to you, he has obligations as a Landlord that he can't just ignore.

Well that seems information more appropriate for my 'Landlord' not myself, not sure what it has to do with what i have asked for help with here?

This thread seems to be veering off topic.

nannytone_2

they randomly cross check claims using data matching.
if you landlord is still using the address as they ' main residence' then it will flag up a query on your claim * leading to benefit being suspended).
also if the landlord hasn't told his mortgage provider that he is renting the property out, it could lead to insurance being void, leaving you in a very bulberable position.

nannytone_2

stivanii wrote: »

I am aware i have one but they never actually asked to see it, but they awarded me HB benefit and sent the first payment to me yesterday.




Well that seems information more appropriate for my 'Landlord' not myself, not sure what it has to do with what i have asked for help with here?

This thread seems to be veering off topic.

yjr cpndequences affect you too. of you need to make an insurance claim for instance.
for benefits purposes, a tenancy has to be legal and not just someone renting their house while they are away at work.

HappyMJ

stivanii wrote: »

Sorry when will this cross checking occur?

I already went through all this i thought, i applied and the Housing Executive phoned myself and the house owner for more info.

I explained the situation which they seemed satisfied with, and they sent me a letter saying i had been awarded HB and sent me my first payment yesterday.

Why would they do this sort of checking after the fact?

It occurs after the fact as they are getting quite a lot of stick for delaying benefit payments for no good reason so they pay you so you can pay your rent then continue following up on minor details later and if they find an overpayment they'll ask for it back.

You don't need a tenancy agreement to rent a room so that maybe why they haven't required that at this stage as you're only entitled to the room rate anyway. You do need a tenancy agreement to rent the whole house so you'll have to get one of them if you are.

NYM

stivanii wrote: »

Sorry when will this cross checking occur?

I already went through all this i thought, i applied and the Housing Executive phoned myself and the house owner for more info.

I explained the situation which they seemed satisfied with, and they sent me a letter saying i had been awarded HB and sent me my first payment yesterday.

Why would they do this sort of checking after the fact?

So since yesterday morning when you...'received a letter this morning informing me i am only entitled to and have been awarded £52pw which i believe is the shared accommodation rate , so obviously i wasn't expecting my award to be this low....

Is that the amount you received ?

stivanii wrote: »

I'm wondering if i have misunderstood the rates and what i was likely to be entitled to....

Probably...