Saving my money

GTR_King

Ok so I have £8487.97 across all my accounts...

The accounts I have
TSB Classic Plus
Barclays Current A/C
Barclays Everyday Saver
Barclays Instant cash ISA Issue 1.
Barclaycard Initial £1200 Limit

I am probably gonna use
£200-£400 (Berlin trip October)
£1500-£2000 (Newzeland Trip Dec/Jan)

I ideally would like to keep
TSB Classic plus (For interest)
Barclays Current A/C (Wages)
Barclaycard will spend about £100 a month.

as I am happy with them...

I earn about £1450 a month

I dunno what best to do with my money??
Would like to earn some more interest

even if it's savings A/C or current account

xylophone

Consider Santander 123?

jimjames

Halifax for £5 per month
Tesco for 3% on £6k

With the TSB, I'd ditch the ISAs and other savings accounts and just stick to these

GTR_King

xylophone Sanatader 123 looks good...

Jimjames Don't wanna go with halifax....

Tesco good idea but can't afford to put 6k away at moment

I wanna make sure I have enough money each month to pay bills/spend on PS4 Games etc...

I am good with my money but don't wanna run out

freezspirit

TSB monthly saver 5% gross/AER fixed for 12 months via standing order between £25-£250


TSB Classic plus upto £2000 4.86% gross per month min pay in £500. Can you still open more then one?


First direct monthly 6% upto £300 need to open current account and another saving account

Eco_Miser

GTR_King wrote: »

xylophone Sanatader 123 looks good...

Jimjames Don't wanna go with halifax....

Why not? It's £75 gross p.a. for virtually nothing.

GTR_King wrote: »

Tesco good idea but can't afford to put 6k away at moment

I wanna make sure I have enough money each month to pay bills/spend on PS4 Games etc...

I am good with my money but don't wanna run out

These are current accounts. If you need to dip into your savings, you can, instant access.
Club Lloyds beats Santander on £4-5k.

GTR_King

Can't open 2 TSB classic plus accounts.

Club Lloys not good for me as won't always have £4000-£5000 spare to keep in account for 4%.

TSB regular saver good idea but only 12months.

First direct looks good.

Pincher

First Direct Regular Saver paid out £93.55 after tax today.

To start another one, or not? Oh might as well.

[Deleted User]

GTR_King wrote: »

Barclaycard will spend about £100 a month.

You seem to be doing some travel around the world. If so, I believe that Barclays will charge you a fee for non-sterling transactions. Have you thought of changing to a credit card that doesn't charge those fees (eg Halifax)?

GTR_King

Picks I have thought of that but Barclaycard is my 1st credit card that's why

colsten

GTR_King wrote: »

Can't open 2 TSB classic plus accounts.

You could have done when it was first suggested to you many months ago, and you would now have 2 accounts paying 5% AER. But you decided to ignore everyone.

You are now discarding equally good suggestions to your questions, such as

• getting a better credit card for travelling
• opening a TSB Plus monthly saver
• opening one or two Tesco current accounts