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Do applications for bank accounts require a credit file search ?

I know credit card applications require credit file search.

Do bank account applications also require a credit file search ?

Comments

  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ac427 wrote: »
    I know credit card applications require credit file search.

    Do bank account applications also require a credit file search ?

    Yes they do.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • Lungboy
    Lungboy Posts: 1,953 Forumite
    Part of the Furniture 1,000 Posts
    Isn't it only bank accounts with a possible credit facility? So current accounts do but savings accounts don't?
  • ac427
    ac427 Posts: 126 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    I was thinking of applying for the M&S bank account and credit card. The Virgin Card isn't doing much in the way of extras.

    Do banks rely on a recent search or always search again even if the application for another product was only say a week ago?
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