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How much money do you allocate for yourself each week?
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I don't allocate anything, but probably spend on average £10 a week on non-budgeted shopping list food/haircut etc.
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
No regular allowance here either - again probably around £10 each week on 'stuff'Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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OH & i generally have £20 a week each,she smokes & i don't,so her money is more or less spoken for. We pay £650 a month towards our debts & if we do overtime we split the extra money 50/50 between our debts & ourselves. That way we find that the more overtime we do,the more cash we get to ourselves & the more we cash we get to pay off our debts. OH has done well to cut down from 20 a day to 10 a day,as she knows that she cannot afford to spend over £20 on ciggies every week.Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.400
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I dont actually have a budget. I put 10-15 pounds worth of petrol in my car when it needs it, but I dont spend more than about 40 pounds a month on that.
I cut my own hair- its really curly so no one can tell the difference and I think I have spent maybe 50 pounds on clothes in the last 15 months. I try to have as many NSDs as possible to minimise the spending but if there is something I really need to do, like meet a friend for lunch and I havent seen them in ages then I can justify that.
Basically I am too disorganised to have an allowanceDebt Free - done
Mortgage Free - done
Building up the pension pot0 -
I budget for items I buy all the time like weekely magazine at £1.99 and the collection at a meeting I attend so I do not count this as part of my money.
I normally give myself £10 a week in cash and do not carry any other money or credit cards. I normally stick to this buy only having coffee once or twice a week or planning when Im going to go out for dinner. If I dont spend the entire amount one week I allow myself to roll it over and last weekend I went out for a meal with some friends and was able to stay within my budget
Its amazing how you adapt when you do not have credit cards in your wallet and only withdraw the money from the machine once a week. Long may it continue :beer:Official DFW Nerd Club - Member no. 297 - Proud To Be Dealing With My Debts0 -
A £10er will do me for a week, monday to friday, not including fuel or wkends. But usually after household bills and debt repayment after payday i have the equivalent of £50-£80 a week left over. That's not to say I have a weekly budget of £50-£80 if you see what i mean, i just divide the remainder after bills etc by four to see if i am likely to struggle this month."I have enough money to last me the rest of my life, unless I buy something."0
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I try to stick to £15/week, that includes 2 nights out, (3 drinks max between both nights) and lunches for work, whether i buy, or make a packed lunch. normally stick to it now I've had a spend diary for the past 2 months.
One of the best trhings I did was the spend diary, it makes me think twice, and sometimes 3 times before I spend anything.Proud to be dealing with my debt - DFW Nerd Number 655
Halifax Loan (6.9%) @ LBM 19/08/07 - £8195.19.
Halifax Loan @ 19/08/07 - £8195.19.
Debt free date - 15th November 2012 :eek:
I will finish it a lot earlier than that.
£2 Saver Jar - Start date 19/08/07 - Total £6
Quico balance - £6.13 :cool:
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all this week i have nothing till i get paid friday cos, my oh decided to goin on a drinking binge so ihave to sit in all week with the kids,......... great!!!!!!!!!i will be debt free, i will0
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all this week i have nothing till i get paid friday cos, my oh decided to goin on a drinking binge so ihave to sit in all week with the kids,......... great!!!!!!!!!
:eek: I'd make sure he never got the chance to do that again if he were mine.Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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Me and OH have £50 per week between us. Sometimes we go over, sometimes under (depending on how good we feel). This covers birthday pressies, and any other expenses we don't pay every month.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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