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The next chapter ....
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Morning all, Happy New Year



Some things never change, I had my usual monthly text from the CSA this morning to say he's paid, but rather than the £388 they said I'd get (some arrears added in) he has paid £360. Not a huge difference but enough to annoy my budgeting already
I will add £20 of that to my savings as that's the arrears bit.
I have also moved the £250 from my wages into savings and the £25 I won yesterday, so I'm off to a good start :T
Ds has checked his savings account online, interest is added yearly and he got £168 in interest this year :T :T He's very happy with that and is mentally planning to spend it when he's older
I have done my weigh-in this morning - 11 st 5.5lbs
Not a problem though as I know I can stick to it, so January's aim weight-wise is to get it to begin with a 10 again 
The dog has been taken round the block, first coffee of the day is being enjoyed, large bottle of water is here ready to be demolished and I'm feeling smug that I have a clear head, no hangover and am ready to face the year, let's go
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Morning BenBen, another of your old followers here!
I was deleting some old pms and saw your name so thought I would see if you had posted and here you are!
How old is DS now?
And massive well done on the mortgage!Now a SAHM trying to earn some spare pennies each month0 -
Hello Lilmiss :hello: I love this time of year as lots of people return on here, it's starting to feel like my diary is getting going again
Ds is 12 now, will be a teenager this year :eek: scary thought! He is going to his Dads this afternoon and as I'm now not going to be going to Mr S's tonight I have a totally free weekend. I plan to go to the gym tomorrow and sunday (its shut today :cool: ), walk the dog in the forest and generally get ready to go back to work
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
I have never really left, been quieter as life has changed but I still love this place, always full of ideas and helpful people
Now a SAHM trying to earn some spare pennies each month0 -
£10 claimed from a survey site :beer:Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Well done.x
"Make Everyday Count"0 -
Morning all, another rubbish nights sleep, I don't know if it's because I'm not at work so am not so tired but I'm sleeping really rubbish at the moment.
This morning I got up and put my gym stuff on, I text Mr S to say I'd be dropping off his bits and pieces on my way to the gym, which I did, anyway I got upset and then didn't feel like going to the gym, so have come home but will try and go later. Mr S phoned me and he feels really bad and wants to come round later to talk. We'll see.
Nothing new yet to report moneywise, am itching to get more pennies in the savings pot
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Sorry you got upset. Totally understandable though.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you're ok Benben xMummytogirls x0
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Oh Tits some men make things so complicated.
Hugs if you need them or wine or a big blanket.
take care of YOU.
XXXNevertheless she persisted.0
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