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Best "Whole of Market" Mortgage Broker?

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  • csgohan4
    csgohan4 Posts: 10,600 Forumite
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    kingstreet wrote: »
    Sorry mate.

    Barclays, Skipton and now Halifax are making this a horrible day!

    I got mine from Skipton, pretty good and fast in responding.
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
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    Tazer1 wrote: »
    Any recommendations in the North West area?



    We aren't really able to recommend specific ones due to forum rules, google and review website are your best friend.
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • amnblog
    amnblog Posts: 12,732 Forumite
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    csgohan4 wrote: »
    Take your pick really, just avoid EA services full stop. I got my Mortgae broker on here and it took him 11 days to get an offer, which is pretty good considering I was self employed.


    Sounds closer to a miracle than pretty good.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,732 Forumite
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    Tazer1 wrote: »
    Looks like I am better off with a local broker and deal face to face than some big firm operating like a factory.


    Depends if the factory is Toyota or BL.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • y3andy
    y3andy Posts: 56 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Why hire a mortgage broker at all? Just do it yourself. Easy enough if you have internet access and have a basic understanding of mortgages. :beer:
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    y3andy wrote: »
    Why hire a mortgage broker at all? Just do it yourself. Easy enough if you have internet access and have a basic understanding of mortgages. :beer:
    It's easier when it's a remortgage looking from your post history.


    If you have adverse credit or don't want the hassle of dealing with the lender direct, it's often better to go to a broker.


    If your self employed it would be more difficult via lender. Which lenders to go for what do they need e.t.c


    I'm not saying a broker is for everyone, especially some of the free ones can give poor customer service as a paid one would. But they do it every day while you only do it once ever few years.
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • Tazer1 wrote: »
    Thanks for the reply everyone, much appreciated.

    Looks like I am better off with a local broker and deal face to face than some big firm operating like a factory.

    Now time to find a decent local broker, now that is another headache.

    Try mortgagestogether.com they are fee free brokers, cover a good portion of the market

    Also had good experience with justmortgages.co.uk although they require a fee on application but have access to a wider range of products and offers etc

    Hope this helps :)
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