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£2 online purchase of report

Just a quick question, is this given instantly online or do they have to post it?

Thanks

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Depends on the agency.
    Equifax are sometimes able to provide instantly online, and I think callcredit do as well (if they are able to verify your identity).
    I think experian always send out a verification code by post even if you choose the view online option.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    In addition to Tixy's reply above I can confirm Experian send out a letter (with a code) to view/download your credit file when choosing the online option.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
  • If you go to the website of each agency you have the option to download the form for the £2 report. A postal order is acceptable for all three I did this and received a printed report in less than a week. If you have to wait for a code to access it online may be quicker for you to post request and get a printed report in about the same timescale as doing it online.
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi kgw1009
    kgw1009 wrote: »
    Just a quick question, is this given instantly online or do they have to post it?

    Thanks

    If you choose to view your statutory credit report online with Experian, you will be issued a unique Passkey which will allow you to log in to a secure area of our site and view your report. The Passkey will be posted to you within 5 working days.

    kgw1009, if you've not received your Passkey within 5 working days please get in contact with us as we would be able to assist you further.

    Regards
    James Jarvis
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
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