We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Council Tenant or Private Tenant?
Comments
-
In a few years I be over 35 anyway so what you saying for under 35 is harder for housing? No, not saying it is harder, but you have different housing needs and are assessed accordingly.
I don't understand how my GP, social workers, mental health team will help me get a house/flat. If you have a medical or emotional reason that genuinely affects your housing application your GP or other support services can provide supporting documentation to do this.
See above responses to your queries.0 -
Status is living with relatives at the moment but there's a lack of certainty which hits my confidence hence why I am applying for housing.
Im unemployed on ESA benefit Support Group, not on DLA PIP.
This under/over 35 rule is national and not council specific?
What other rules are there that are national?0 -
Status is living with relatives at the moment but there's a lack of certainty which hits my confidence hence why I am applying for housing.
Im unemployed on ESA benefit Support Group, not on DLA PIP.
This under/over 35 rule is national and not council specific?
What other rules are there that are national?
Thank you.
Unless you are on middle rate care DLA/standard living rate of PIP then you will not be eligible for the 1 bed rate of local housing allowance (that is housing benefit for private accommodation)
As you are under 35 and are not receiving the previously mentioned benefits then you would only be entitled to the shared accommodation local housing allowance rate.
The amount varies from council to council so you need to google 'local housing allowance + your council name' to find out the amount.
This may be just enough for you to find a room in a shared house or lodge with someone.
The reason people mentioned your disability is because if you are asked to leave your relative's house then you would be officially homeless and could speak to the council about being rehoused as a 'vulnerable' person. This is one of the criteria as regards having a priority need. However, the council could put you in a hostel, B&B as there is a shortage of council property.
So you could find a room in a shared house or lodge with someone. Neither of these have much security.
Since you appear to have a social worker why don't you speak to them about your housing concerns. They may have some ideas for other kinds of housing which we haven't thought of and are specific to your area.
PS. The under 35 rule is nation wide.0 -
My ESA benefit hasn't assigned me a social worker, how do I get one?
I want to live on my own as to lodge or share with someone. Any advice?
Also what's the difference from renting from a council and renting from a housing association?0 -
You have a social worker if there is a need for one and varies situation to situation. ESA doesn't 'assign' you one.
You can apply for social housing but stocks are very low and you will be placed on a waiting list with housing allocated to which 'band' you fall into. As a single, young person who currently has somewhere to live you will be EXTREMELY low priority and are unlinked to qualify for many years. In the meantime you could apply for housing benefit which if awarded you could only get the entitlement to a room in a shared house or as a lodger. Check your local council for the award rates. However, given that you have a roof over your head at the moment I doubt you will qualify for housing benefit.0 -
Isn't there any private housing out there that has some security? Like new build properties that are available to rent instead of sale. Or a private landlord that has a loads hundreds or more of properties available to rent which is backed up by online good reviews?
I prefer not to rent from a individual private landlord.0 -
Isn't there any private housing out there that has some security? Like new build properties that are available to rent instead of sale. Or a private landlord that has a loads hundreds or more of properties available to rent which is backed up by online good reviews?
I prefer not to rent from a individual private landlord.
When you say security, what do you mean?
This may be confusing people.
Of course there's people with hundreds of properties (and some of those are complete %&U^(^&ers)
And there's Landlords with just 1, who are amazing.
- I am not aware of any developers who rent out brand new properties.0 -
...I understand there is a shortage of council housing however I am happy for private tenancy if it has the security of council housing.....
That depends on what kind of security you think you'd be getting with council housing. Not all councils offer everyone a secure tenancy these days; flexible fixed term tenancies are also on offer.
If you were looking for a secure tenancy (as in a home for life) in the private rental sector, then you would be wasting your time. They do not exist any more.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
