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Joint Mortgage not showing on credit file

Hello,

I have a quick question about my partners credit file. We are waiting to get a security pin from experian but looking at her Noodle account we cant see her current joint mortgage with her ex listed on there? I have had a look at linked accounts and again still nothing showing there.

They purchased there property in 2008.

Currently in the process of applying for a new mortgage so want to check all the details before we speak to someone.

any help would be great.

Comments

  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Don't just rely on one credit reference agency, you need to obtain details from all 3: Experian, Equifax and Call Credit and see if the information is on the others. Not all companies report to all 3 agencies.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • Tixy
    Tixy Posts: 31,455 Forumite
    As said above you'll probably find it is on one of the other agency files.

    If it doesn't appear on any - then could possibly be a missing address from the credit file?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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