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My 2015-2020 timeline diary.........

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Comments

  • Hahaha!

    That's what the majority of peoples Christmas lists look like anyway!

    Mine is usually like that until December :rotfl:

    This is the first year I have been organised, I am loving it!

    Dxxx
  • DH's wages from his new job went in yesterday & was roughly the amount we had guestimated so all good.

    Debt payments will be reducing this month & onwards due to the salary decrease but still going to keep on with the plan to get it all cleared by April.

    MBNA card will be PIF by December then I can get that one closed down too! Exciting times.

    That will leave the SBCC which we use for groceries for Nectar points& the BC which still has quite a chunk to be paid due to doing the balance transfers recently.

    Looking forward to having just the one card to worry about!

    Dxxx
  • tori.k
    tori.k Posts: 3,592 Forumite
    Part of the Furniture Combo Breaker
    I have the same feeling, the amount doesn't really matter just the fact it's one less hand in your pocket.

    Your so organised with Christmas, fancy a career as a personal shopper be so much easier just to give someone cash and let them have the hassle :) im at a loss this year, everyone already has so much stuff.
  • I would love that! Or a party planner or a wedding planner or a PA.

    Would be my dream job :rotfl:

    Dxxx
  • I have been such a fat wee piglet since last Tuesday :mad:

    Just had a Gr3gg's for lunch & I swear I can feel the grease running thrugh my veins, back on plan tomorrow.

    If I want to have lost 3st in total by Christmas I need to give myself a kick up the lardy !!!!

    Dxxx
  • Just wanted to pop in and say hi Dolly x

    You are doing fab with the debt re-payments and its great you are aiming to close a CC in December.

    What diet are you following? I could do with losing a few pounds ...coughs ahem well a few stone :D and bringing my own lunches and cutting back on the vino for the past couple of weeks means i have lost 4lb without really trying and now I'm inspired to tackle the rest. Just not sure whether to do SW or 5:2 or just count calories....
    Total Debt 31st August 2016 £34,586 :eek:
    Debt 29/03/17 £28,371 (18%)


    31/01/17 3 Stone (42 lb) to lose
    29/03/17 21 lbs to lose
  • Thanks luckylise.

    I do WW, should really follow the plan all the time but I occasionally slip up.

    Been so bad since last Tuesday - whoops!

    Dxxx
  • Going to really focus on NSD's this month.

    0/15 NSD October 2016

    Dxxx
  • I love all your updates Dolly. Love reading your debt and weight loss journey. So helpful. I feel like I am getting fatter every month and I don't think this is imagined as clothes are not fitting!
    Need to limit drinking and start excercising.

    Please keep us posted om the mbna. Its great to get things closed and be done to one credit card. You are leading the way mrs! Im following! xxx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Aw thanks PSL.

    I am well into the habit of keeping this diary up to date now which is good for me anyway!

    Still being a fatty, had a drink last night aswell - what on earth is happening to me! I am reverting back to my old ways which I am not okay with.

    Back to it tomorrow.

    Might give low carb a try between now & Christmas. My cousin swears by it.

    I sure will keep you posted my sweet.

    Nothing much else to update today so will check in later.

    Dxxx
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