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care for an elderly relative

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  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The question has still not been answered - if the LA for whatever reason cannot recover the money, what happens to the old person?

    She will spend her last years in the cheapest home the LA can find.
  • kammx4
    kammx4 Posts: 44 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    xylophone wrote: »
    http://www.ageuk.org.uk/home-and-care/care-homes/deprivation-of-assets-in-the-means-test-for-care-home-provision/


    "Recovering charges from a third party
    Recovering charges from a third party is covered in Annex E of the statutory
    guidance. Where the person has transferred the asset to a third party to avoid
    the charge prior to the means test, the third party is liable to pay the local
    authority the difference between what it would have charged and did charge
    the person receiving care at the time of the means test. However, the third
    party is not liable to pay anything which exceeds the benefit they have
    received from the transfer.
    If the person has transferred funds to more than one third party, each of those
    people is liable to pay the local authority the difference between what it would
    have charged or did charge the person receiving care in proportion" ....

    Your elderly and presumably infirm grandparent sold her home and gave away the proceeds?

    And I suppose nobody had the slightest inkling that this might be unwise because she might need care within a short period of time?

    You are one of the beneficiaries of this largesse?



    What do you think? Or perhaps you consider that it is the responsibility of anybody but the grandchildren, preferably other tax payers?

    I'm speechless!

    Thanks for the website link it was very informative. Do you know every law and rule in the land??.
  • xylophone
    xylophone Posts: 45,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you know every law and rule in the land??.

    No, but where gifts, trusts and wills are concerned events have taught me to be cautious.......:eek:
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Why did she want to sell her home?

    Often people in later life do want to sell their home but usually, to buy something more convenient that better suits their needs. It's called 'downsizing'. But your grandmother didn't do this.

    Hell would freeze over before I ever moved in with any family member. I've had experience of living in a multi-generation household and, from what I learned then, it doesn't work. Not unless you can be independent, have your own front door, own parking space, own cooking facilities etc.

    Whose bright idea was it?
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • I'm sorry but is it just me? It sounds like the OP made sure the cheque had cleared before sticking his Gran into an old peoples home!
  • kidmugsy
    kidmugsy Posts: 12,709 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Pointless as in pursuing a legal case against someone who might have no money or may simply become bankrupt.

    The question has still not been answered - if the LA for whatever reason cannot recover the money, what happens to the old person?

    Not so: to pursue someone who claims to be bankrupt might still be in the public interest, to frighten other potential crooks.

    And the answer to your question is so obvious that there's hardly a need to state it; they would freeload on the taxpayer, wouldn't they?
    Free the dunston one next time too.
  • mumps
    mumps Posts: 6,285 Forumite
    Home Insurance Hacker!
    Hell would freeze over before I ever moved in with any family member. I've had experience of living in a multi-generation household and, from what I learned then, it doesn't work.


    It can be a bright idea and it can work in some families. My mother lived with us for some years, she loved the contact with GC and they loved having her there.

    I wish she was still here with us.
    Sell £1500

    2831.00/£1500
  • Pointless as in pursuing a legal case against someone who might have no money or may simply become bankrupt.

    The question has still not been answered - if the LA for whatever reason cannot recover the money, what happens to the old person?

    maybe they would have to stay with the grandchild until its sorted out,after all it can take some time and i know the LA where my MIL lives is atm only referring three people a week for fully funded care,effectively creating a waiting list
    with my mum who is now in care straight from hospital the LA ended up paying the hospital while it was sorted and she was partly funding her own care
    its a minefield
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hell would freeze over before I ever moved in with any family member. I've had experience of living in a multi-generation household and, from what I learned then, it doesn't work.


    It can be a bright idea and it can work in some families. My mother lived with us for some years, she loved the contact with GC and they loved having her there.

    I wish she was still here with us.

    Great for you. But sometimes for others it can be a disaster?

    I wish my mother was still with us. But not in the same house.

    in any case, most of us love our parents/grandparents enough for the decision to be more flexible. i would have worked my fingers to the bone to make her happy. In her own home or elsewhere. But for my own mental health I needed a safe refuge from her behavioral disorders.

    sometimes people here are so very holier than thou
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    atush wrote: »
    Great for you. But sometimes for others it can be a disaster?

    I wish my mother was still with us. But not in the same house.

    in any case, most of us love our parents/grandparents enough for the decision to be more flexible. i would have worked my fingers to the bone to make her happy. In her own home or elsewhere. But for my own mental health I needed a safe refuge from her behavioral disorders.

    sometimes people here are so very holier than thou

    True.

    I think most modern houses are unsuitable for a three-generation household. Conflicts over one bathroom in a house. Bathroom needing to be adapted for disabilities. Two women in the same kitchen. Conflicts over leisure activities. Someone who was used to having her own house, own space, own facilities, suddenly having to share them. Teenage children.

    In a bigger house with the possibility of more space, a conversion to a 'granny flat' or studio apartment where independence can be maintained, it could work then. I've had it said to me by many different people over the years, there is no substitute for having your own front door.

    However, in the present discussion, we still know no more about why this was done, the nitty-gritty of grandmother's age, state of health at the time, amount of money involved, why her health deteriorated so rapidly without warning, etc etc. The OP is not forthcoming with these details.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
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