How much can she save until it effects our benefits?

Spikey29

My partner and I get housing benefit and council tax benefit. My 24yr daughter is autistic and has just been placed on esa support allowance, backdated £5800. She wants to save this but as she lives with us and pays nothing towards the household as an non dependant I'm wondering will how much money she has affect our benefits, or how much can she save? Please help if know any advice.

rogerblack

Her savings do not affect your entitlements at all.

HappyMJ

Spikey29 wrote: »

My partner and I get housing benefit and council tax benefit. My 24yr daughter is autistic and has just been placed on esa support allowance, backdated £5800. She wants to save this but as she lives with us and pays nothing towards the household as an non dependant I'm wondering will how much money she has affect our benefits, or how much can she save? Please help if know any advice.

She can save any amount of money. Her savings won't affect your benefits.

If she's on ESA and has near £6,000 then I'd start charging some rent from her income so she's stays below £6,000.

Backdated benefit payments can be used to pay off debts accrued whilst waiting for the payment. You could ask for a portion of this in lieu of unpaid rent whilst her claim was being decided.

pmlindyloo

Since you are receiving HB and CT reduction you need to inform the council that your daughter has been placed in the support group of ESA? There is likely to be a non dependent deduction for HB and maybe for CT reduction.

Usually the non dependent would need to contribute to the household expenses to make up the shortfall. Of course this may be more difficult for your situation.

£6000 is the limit for savings before income based ESA would be affected but the back payment would be disregarded for some time - think it is a year.

Perhaps she could buy something for herself if you do not wish to take money from her.

Indie_Kid

pmlindyloo wrote: »

£6000 is the limit for savings before income based ESA would be affected but the back payment would be disregarded for some time - think it is a year.

I was told there was no time limit if it was more than £2000.

pmlindyloo

Indie_Kid wrote: »

I was told there was no time limit if it was more than £2000.

According to this

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/446177/dmgch52.pdf

52495 it is 52 weeks

nannytone_2

is she on contributions based or income related ESA?
her savings won't affect your benefit entitlement, but may affect hers