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Being Evicted, Court Costs

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  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    silvercar wrote: »
    Very contradictory advice.

    If " landlords won't consider letting a property to the OP anyway" there is no point, "Save all the housing benefit payments and the OP can pay the deposit and the first months rent on a new property without having to be at the mercy of council..."

    "The OP can then clear the CCJ over the next few years and future LL's won't be so bothered with a satisfied CCJ." I suspect a potential landlord would be very bothered by a CCJ from rent arrears.

    Add to that rent arrears will be an excuse for the council to classify as intentionally homeless and you have a council who won't help and landlords who won't consider.

    Far better to show a private landlord that you have managed to pay the rent always, preferable to get social housing to avoid having to move home in the future.
    The council were the ones that gave that advice in the first place so they aren't going to turn around and then say intentionally homeless when the S21 wasn't originally for rent arrears.

    Social housing would be much better but as OP has said that will be in a different area.

    How is the OP going to pay all the possession costs within 28 days on a very limited income which could come to quite a large sum of money? By not eating? The court claim alone is £280. Instructing bailiffs will be another £110.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • jjlandlord
    jjlandlord Posts: 5,099 Forumite
    HappyMJ wrote: »
    The court claim alone is £280. Instructing bailiffs will be another £110.

    And legal costs could be £100 or more and top.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    jjlandlord wrote: »
    And legal costs could be £100 or more and top.

    And if a high court enforcement officer is engaged then the total cost could be near £1,000.

    I know it seems silly to suggest not paying the rent but the OP is going to get a CCJ anyway which can't be paid within 28 days so may as well keep the housing benefit and use it for the inevitable move which will happen at some point.

    The LL isn't going to enforce a CCJ against someone who has no money. It would be a waste of money by the LL.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • jjlandlord
    jjlandlord Posts: 5,099 Forumite
    HappyMJ wrote: »
    And if a high court enforcement officer is engaged then the total cost could be near £1,000.

    For the landlord, yes. However most of these extra costs cannot be passed on to the tenant.
  • silvercar
    silvercar Posts: 50,778 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    I'm a bit confused on what OP wants. Local private rents are too expensive, local council rents are not available and the council seem to house outside the area. Existing rent is too expensive. So what is the desired outcome?
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • bouicca21
    bouicca21 Posts: 6,773 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OP wants a roof over her head that she can afford, with sufficient back up in the local community to engage positively with her two special needs sons. Her problem is that this currently seems like pie in the sky.
  • [Deleted User]
    [Deleted User] Posts: 7,323 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 August 2015 at 4:13AM
    Thank you bouicca21. You are right, I'd like to go into social housing, like tens of thousands of people. I can't go into private housing here as it IS too expensive. And well, moving potentially every six months to a year is not going to be good for stability. My experience with this LL has caused so much stress, I find it difficult to contemplate another private LL.

    I had written more but its too emotional. Lets just say the situation isn't improving.
  • franklee
    franklee Posts: 3,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Have you been to see your MP. Find out when his/her local "surgery" is, take your son's medical records, etc. Ask him/her to assist explaining why you don't want to move out of area. Can't do any harm. Basically you want someone with some authority to bat on your side if at all possible.

    Also does your local council have a TRO (tenancy relations officer)? If so ask for their help if your LL is being a pain while you wait to be evicted.
  • [Deleted User]
    [Deleted User] Posts: 7,323 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 August 2015 at 6:00AM
    Said he 'won't interfere with local housing' but I have informed him fully of what's going on. Wouldn't meet with me personally, because its quicker to answer emails than wait til he's in the constituency (which is 12 miles from centre of London).

    He has helped with an education issue I have (older son).., written a letter.

    Hitting just about every brick wall possible as far as housing is concerned. Even Shelter said that we couldn't do anything to make the council give me a higher priority unless the health problems were directly related to the fabric of the house.

    Reason I posted again is my diabetes has gone brittle (not happened since I was 20) in spite of my best efforts to control it. Two very serious hypos in a week (one should have been physically impossible as i had very little insulin inside me). Last one ambulance had to give me IV glucose cause with oral glucose/food I kept fading out. Blood sugar just wouldn't go up. I've seen this more and more lately. Obviously really stresses the kids out to see this. Feel terrible. GP referred me to diabetologist but well, could be waiting a while given state of Health Service.

    And my son is now going downhill. When stressed he hears voices and hes complaining of hallucinations. Urgent referral to pschiatry.

    All stress related, but not directly caused by house so doesn't matter if I stand naked with a placard outside housing, won't change my priority etc.

    Shelter said all I can do is make a case to say we shouldn't go into Shared Lettings (hostel) because of my son's additional needs.

    I know this is as it is.., but I don't understand how this is supposed to make any sense. Sorry to be dramatic, I could die. Then what happens to my kids.
  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    HappyMJ wrote: »
    The council were the ones that gave that advice in the first place so they aren't going to turn around and then say intentionally homeless when the S21 wasn't originally for rent arrears.

    Do you really want to take a bet on that?
    Said he 'won't interfere with local housing' but I have informed him fully of what's going on. Wouldn't meet with me personally, because its quicker to answer emails than wait til he's in the constituency (which is 12 miles from centre of London).

    He has helped with an education issue I have (older son).., written a letter.

    Hitting just about every brick wall possible as far as housing is concerned. Even Shelter said that we couldn't do anything to make the council give me a higher priority unless the health problems were directly related to the fabric of the house.

    Reason I posted again is my diabetes has gone brittle (not happened since I was 20) in spite of my best efforts to control it. Two very serious hypos in a week (one should have been physically impossible as i had very little insulin inside me). Last one ambulance had to give me IV glucose cause with oral glucose/food I kept fading out. Blood sugar just wouldn't go up. I've seen this more and more lately. Obviously really stresses the kids out to see this. Feel terrible. GP referred me to diabetologist but well, could be waiting a while given state of Health Service.

    And my son is now going downhill. When stressed he hears voices and hes complaining of hallucinations. Urgent referral to pschiatry.

    All stress related, but not directly caused by house so doesn't matter if I stand naked with a placard outside housing, won't change my priority etc.

    Shelter said all I can do is make a case to say we shouldn't go into Shared Lettings (hostel) because of my son's additional needs.

    I know this is as it is.., but I don't understand how this is supposed to make any sense. Sorry to be dramatic, I could die. Then what happens to my kids.

    MP should be firing something to housing IMO, rather than brushing the problem off elsewhere.

    You need to get letters from everyone that may be able to help, then speak to housing again. Taking someone with you (preferably a Cllr with responsibility for housing, if not someone who knows the basics of housing law) will probably be a huge help.

    This is stress that you could do without at the moment, and I hope it's sorted soon.

    If you need anything specific clarifying, ping me a PM (or post here and PM me a link to the thread) and I'll get back to you as soon as I can. Only reason I ask for the PM is so I know you're responded, as I'm not constantly on the internet.
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