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smallholdingsister's strivings

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  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    One of my younger colleagues calculated that the pension changes cost him 400k over his career compared to a colleague who was on the old scheme for a whole career. How did you get switched to the new scheme? Am guessing you took a break?

    Squirrel x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • smallholdingsister
    smallholdingsister Posts: 4,018 Forumite
    Hi Squirrel. I got switched to the new scheme by not being old enough when the swindle occurred.

    I am a transition member. Not as bad as DH...he is a tapered member!
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    That is bad luck for you. Daylight robbery.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • smallholdingsister
    smallholdingsister Posts: 4,018 Forumite
    Not a NSD because my algorithm told me to by ALL the loves at 19p in Mr S.
    Stuck to the diet though!
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    I like the idea of buying all the love.......
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Haha, bargainous love! We are still on the market SHS, we should take it off but I am paranoid about issues with planning and missing an opportunity to sell. We are getting outline quotes so following that can move to the planning stage. It definitely feels more real now. Tbh though, the house we are hoping to create we probably couldn't really afford to buy. Maybe I should watch some more episodes of 'don't move, improve'
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • smallholdingsister
    smallholdingsister Posts: 4,018 Forumite
    Just lost a post.
    I was raising an eyebrow at love for 19p!
  • smallholdingsister
    smallholdingsister Posts: 4,018 Forumite
    Cath I am sure the right thing will happen.

    NSD. Over on the diet by 200 kcal. Caaake!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just balance it out tomorrow. I always try and remember Helen's i-phone analogy.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • smallholdingsister
    smallholdingsister Posts: 4,018 Forumite
    We have offtrousers on their way.
This discussion has been closed.
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