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Apparrently I owe "Small user data" £1000 - please help

Hi all

I am an ex gambling addict so nothing on my credit history surprises me too much. I had more loan's than Greece.

However, on my credit file I have

Company: SMALL USER DATA
Account Type: Bank
Default Balance: £1011

Who on earth is this?

Comments

  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi all

    I am an ex gambling addict so nothing on my credit history surprises me too much. I had more loan's than Greece.

    However, on my credit file I have

    Company: SMALL USER DATA
    Account Type: Bank
    Default Balance: £1011

    Who on earth is this?

    Do you owe anyone that amount of money ?
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Is there anywhere in your file that you can expand the info to find out who the lender is or a contact address/number?
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Depending on which credit file you have checked there may be a ‘Useful Addresses’ section. Hopefully this creditor is listed there with an address and/or phone number (if there is only an address you could do a search online for more contact information).

    Give them a call/ email and ask what they are chasing/ who they are action on behalf of. Hopefully this will shine some light on things for you.

    Laura
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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