car finance refused because of electoral roll!

pesser_2

i am pretty pee'd off at the moment got refused car finance because of the damn electoral roll they said that they couldn't prove my address history

i just registered to electoral today as soon the to me i got refused anyone know how long its takes to be added so that i can reapply, as my local VW dealership sales finishes on the 16th

Minrich

Well it won't be updated by the 16th

gilbert_and_sullivan

many money savers, including me, would say they've done you a favour, but each to their own.

pesser_2

Minrich wrote: »

Well it won't be updated by the 16th

so if i reapply for the finance will it not show at least that i have applied to be registered, or the finance company not accept that as well

giraffe69

i just registered to electoral today

Your civic responsibility does you credit.

Mercdriver

It will show whether you are on or off. The system won't show pending. You do realise you have a legal obligation to register to vote even if you don't wish to exercise your democratic right to actually use it?

DCFC79

Is buying a cheaper car an option ?

marty2be2000

Your local council will most likely send an extract of the ER to the credit reference agencies once a month, if you have just missed the extract it could be another 4 weeks before they send another. Then you need to allow time for the credit reference agencies to process the data, so it could be 5-6 weeks before you show as registered.

zappahey

It almost sounds like the OP thinks it's the fault of the electoral registrar.

thenudeone

Registering to vote is a legal obligation which also brings responsibilities like possibly being called as a juror, which is an essential part of a functioning society.

It is amazing that the UK is so lax about enforcing this obligation. The mechanics and information databases required to enforce it are all there (For example - Who would have known that the DVLA knew your National Insurance number?)

IMO it should be illegal to lend anyone money unless they are on the electoral roll or have been somewhere else recently.

If someone asked me to lend them money, I would certainly take a very dim view of them if I know they habitually shirked their legal and civic responsibilities.

londonTiger

gilbert_and_sullivan wrote: »

many money savers, including me, would say they've done you a favour, but each to their own.

but we need people like OP to buy brand new cars to bring prices down in the used car market