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Free By Fifty
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No 1 is a struggle for me at the minute.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Have you tried setting yourself a challenge to get rid of your debts before you reach fifty? Take the total amount you owe, divide by the number of months between now and your fiftieth birthday, that will tell you how much you need to pay off every month. Then use every bit of ingenuity you can to try and pay off more each month. Is that doable?One life - your life - live it!0
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Hello Freeby,
A day off is good now and again but great to see you again today with another list.
I think it's huge that a week or so ago you felt so lost and now you're feeling back in control already. It's lovely to read that.0 -
Nargleblast wrote: »Have you tried setting yourself a challenge to get rid of your debts before you reach fifty? Take the total amount you owe, divide by the number of months between now and your fiftieth birthday, that will tell you how much you need to pay off every month. Then use every bit of ingenuity you can to try and pay off more each month. Is that doable?
This has give me something to think about....................I like this idea. I will come back to this.........
*goes off scratching head and pondering*Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
I am such a numpty.
A complete and utter numpty.
Yesterday a stone flew up and chipped my windscreen, my car insurance covered it and they came out today to fix it. I was chatting away with the bloke and he said something about it still passing the MOT..............
MOT, I thought.......MOT.........EMMMMMMMMMMM OHHHHHHHHH TEEEEEEEEEE
Good Grief. I've only gorn and forgotten about the MOT. It ran out on the 3rd of JULY!!!!!!!!!! I've been riding around like an illegal driver ....the complete and utter horror

Emergency phone call to my garage and he can fit me in on Monday.
So the upshot of all this is.....I have paid £10 excess to get my windscreen fixed and I have my car booked in for Monday (gawd knows how much that will cost). But because I can't drive and I travel around 20 miles to get to work, I've had to book a long weekend off work.....................
.....every cloud 'n' all that..
Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
I think we've all done that before Freeby! At least once you were aware again you did the right thing. Good luck with your long weekend and the MOT on Monday.
What will you do with this sudden work freedom?0 -
MuffinTops wrote: »I think we've all done that before Freeby! At least once you were aware again you did the right thing. Good luck with your long weekend and the MOT on Monday.
What will you do with this sudden work freedom?
Thanks Muffy, but I feel like such a villain :eek::eek:
Today I am going to see if I am brave enough to carry out Nargle's genius idea.:money:Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
No sense in saying you want to be debt free by fifty if you don't work out a plan to achieve it!One life - your life - live it!0
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Hi Freeby
Thank you for posting about the MOT disaster... you've helped me avoid doing the same thing as I went to check mine and found it was three weeks sooner than I thought :eek:!
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0
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