We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I WILL get there!!

Options
1170171173175176203

Comments

  • Happy New Year Kirsty - here's to the best year of your life:j:j

    Take care.
    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks for all the lovely new year messages :) Hope you all had a lovely evening too!

    The becks blue did the trick and we didn't leave the party until after 1AM - that's a record for me since being pregnant!

    I can't believe this is the year my dreams come true :heart:

    I've taken all the christmas decs down today and done a spring clean of the downstairs - I'm going to do a floor at a time but desperately need to do a tip trip after todays clearing out so that is my plan for tomorrow morning. I'm not back at work until Wednesday, much to OHs disgust :rotfl:

    I'm preparing for a HR battle on Weds though, having never had to deal with maternity leave in a professional or personal case before now I am extremely confused over how annual leave works. I had put in to work half days in Feb by using 10 days of annual leave, but I know this leaves me with 13 days (plus bank hols) I assumed I would be paid out for them but our accountant has said no, use them or lose them :eek: so I'm planning to take the other 13 days from 5th March and then start my official maternity leave once my annual leave has run out.... the only thing confusing me now is bank holidays. I have no idea if I'll be paid for them as usual or if I need to use extra days to cover what I would normally get for bank holidays, if that makes any sense? If anyone knows about this and can advice, I'd be very grateful!!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I can't be sure so don't take my word but where I work they say to take you AL before you start your ML. Maybe speak to ACAS I'm sure they'll be able to help.

    It's getting close now! x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I think I'll call ACAS tomorrow - technically HR is my department but we have never had maternity leave before so I'm lost!

    If all else fails I will take holiday at the start of my mat leave and delay my mat leave for a couple of weeks.

    Had a growth scan today and his head is on the 98th centile with his tummy on the 90th - he is measuring 2 weeks ahead at this point :eek: I'll never be the same again after that size head!! Let's hope the head growth slows down soon...
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Happy new year, this is going to be a great year for you, how exciting!!!

    My work pay bank holidays and can take holidays before or at the other end of maternity leave plus you accrue your full year off so can always use them before you go back…

    We get 6 months full pay, 3 months half and 3 nothing so helps to have your holidays at the end. Or we can spread our wages throughout maternity so you are always getting something each month, not sure if that’s an option at your place? xx
    Starting debt £18,675.63 :eek:
    Current debt: £5,000 (16/05/18)
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I'm just at a bit of a loss with it to be honest reality - I work in such a male dominated industry that the issue hasn't cropped up before and this is the only company I've ever been responsible for HR in!

    I go straight into SMP, no pay from work at all so every little really does help and part of me would prefer to be paid my holiday on a monthly basis but if I take it all in March and have mat leave start later it will be no different, just an extra lump sum rather than monthly. Our budget works next year with just SMP so maybe having a lump sum buffer in the current account is a better option? Thinking aloud here in case you couldn't tell from my rambling!

    Am going to call our sometimes helpful accountant tomorrow and get the info I need from her if I can....wish me luck! Had a quick chat with boss this morning and he got very flustered and worried about when I would be coming back so easier just to try and sort it myself I think! xx
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well after stressing about it yesterday afternoon, I emailed our sometimes helpful accountant and she apparently isn't feeling very helpful at the moment as she has read and ignored my email :cool:

    My sister has her 20 week scan this afternoon so looking forward to a picture of my newest niece to be later :)

    I'm trying to rejig the budgets next year based on whether I get paid monthly for holiday or whether I just take it in March and keep the funds in our emergency savings....doesn't make a massive difference other than allowing a little more budget flexibility if it goes into to joint bills account. Doesn't make much difference if the money is still there either way though does it? I'm so confused!

    My next to me crib (present from my Grandparents) is being delivered to my Mom and Dads today and I'm picking up the wallpaper tonight ready for the decorator to start the nursery next week. We still don't have anything apart from clothes at our house, I wanted to get to 28 weeks before having any large items in the house....I'm 28 weeks today but the nursery isn't going to be finished with decorating and carpet until 28th Jan so we will aim to get everything over to ours around then :eek: it will be here before I know it! xx
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,056 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Exciting stuff. My daughter and son in law have just bought the next to you Chico crib in pink as it was reduced by £50 and they are expecting their second girl early May.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I hear Grandchildren are the best ES :D

    You can get such good deals at the moment. We bought it before we knew it was a boy so have gone grey - very neutral but at least that will work for the next one too :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,056 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes my daughter said the only reason they went pink is it was cheaper and this will be her last baby. For her first she was bought a Moses basket by well meaning grandparents (not us) but it only lasted around 6 weeks and our granddaughter then had to be moved to the cot as it was too small and uncomfortable for her. Check mattress thickness as we found when we bought a thicker mattress for the travel cot/bassinet we used for our granddaughter she slept so much better.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.