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Barclaycard bt for existing customer

I have a Barclaycard (migrated from Egg) and have recently had notification of a limit increase which will take effect on 4th August.

Does anyone know if I'm likely to be offered a balance transfer deal at the same time? I phoned and asked but all they could tell me was that they are offered from time to time.

I had quite a large debt with them (at 29.9%!) and was just making minimum payments, but over the last 3 months I have reduced that debt by 75% and by the time my increase takes place will have £8k available credit. I have a balance outstanding on another card at 18.9% and am hoping to get it transferred to a lower interest rate.

Comments

  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    emmatthews wrote: »
    I have a Barclaycard (migrated from Egg) and have recently had notification of a limit increase which will take effect on 4th August.

    Does anyone know if I'm likely to be offered a balance transfer deal at the same time? I phoned and asked but all they could tell me was that they are offered from time to time.

    I had quite a large debt with them (at 29.9%!) and was just making minimum payments, but over the last 3 months I have reduced that debt by 75% and by the time my increase takes place will have £8k available credit. I have a balance outstanding on another card at 18.9% and am hoping to get it transferred to a lower interest rate.

    All the offers from Barclaycard are in your online account to the right of the page.

    I get offers every month, they vary from 12 or 18 months 0% balance transfer with usual 1.9 or 2.9% fees, and/or money transfers added as well for 6/9/12 months for anything ranging from 1.9 - 3% fee. So check your online offers.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • KRB2725
    KRB2725 Posts: 685 Forumite
    Part of the Furniture
    Thanks, I don't have any current offers.
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