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Balance Transfer
SaveMeTheMoney
Posts: 148 Forumite
in Credit cards
Is it possible for me to transfer the balance from my wife's credit card to mine for me to pay off?
Norn Iron Member 383
0
Comments
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Depends on the card provider. Some will allow it, some won't.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0
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Thanks - do you know if HSBC or their associated banks (First Direct etc) allow it?Norn Iron Member 3830
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generally it is fine if you do it online as you are just asked for the account number. Sometimes on the phone you are asked that it is in your name as well.I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
Sorry, never done a balance transfer with FD card and don't hold a HSBC cc.
Why don't you list what card is yours and then your wife's credit card you are wanting to transfer the balance from and perhaps someone else can help you.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0 -
I have a first direct card and my wife's is capital oneNorn Iron Member 3830
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I'd have thought it possible to balance transfer from your wife's Capital One card onto your First Direct card as the companies are completely separate to one another.It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.0
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The quickest way to find out for certain is to give FD a ring and ask them, they usually answer after 3-4 rings in my experience.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0
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Candyapple wrote: »The quickest way to find out for certain is to give FD a ring and ask them, they usually answer after 3-4 rings in my experience.
Now why did the OP not think of that!0
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