Thursday 16th July - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really are important! :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link) NEW!
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link) NEW!
  
• Toluna ( Link )
  
• TopCashBack ( Link )

allydowd

Good morning DFW-Devotees,

I was awoken at 5am by a crow barking like a puppy. Thanks for that! Today is going to be a challenge.

Nillionaire Month Two:

:grinheart I'm taking the car to be MOT'd and if she needs an overnight stay in hospital I dread MOTs. I got a half price MOT at National Tyres but G-d know how much it's going to cost if it's a failure. The MOT was booked online at National Tyres and AutoCare. Quoted DV273. Got it half price, £27.42. AND if you go to www.national.co.uk and click on MOT and sign up for an MOT reminder email they send you a whole load of coupons for money off tyres, suspension, batteries, brakes etc through the post. You don't have to book an MOT to get these coupons and they're valid for months. I think the car is fine, but I thought that two years ago and the car was condemned! I can't use the nearest garage as they're not reliable.

:grinheart Will have a browse around the shops and maybe a trip to the library while the car is being examined.

:grinheart Pick up new bus timetable from bus office in town instead of printing it myself.

:grinheart I'll get the bus or train home, probably the train as it's cheaper, although it takes longer and I have to change trains. I'm so cross with this bus company. We have just one in our area and you need either a free bus pass or a mortgage to be able to afford to use it. They've just bought, yet more, swanky buses and so, no doubt, they'll get even dearer. I'd sooner use the trains even though the station is a mile away and the bus stop if across the road from our house.

:grinheart Try to win Red Bull (Link).

:grinheart Tried to win cous cous but was told to come back at 10am today. (Link)

:grinheart Try to find time to read everyone else's posts. Sorry if I've missed your good/bad news.

:grinheart Will do free Butterfly Count tomorrow for entertainment. (Link) Thanks Ziggy for reminding me.

:grinheart I'm trying this at the moment. Home made insect bite soother! Soak some eggshells in apple cider vinegar for 48 hours. As the shells break down the calcium carbonate in them reacts with the vinegar to make calcium acetate. This is an astringent are are witch hazel or calamine lotion. Daub the resulting liquid on bites. Keeps in the fridge for a month.

:grinheart Check payslip in readiness for payday tomorrow. Oooo, wee tax refund as a result of claiming Marriage Allowance.

Good luck with your Devotions, Devotees.

enjoyyourshoes

Hi


thanks to 1 Hannah, Bobarella, DawnW, determined MS, foxgloves, maria 3104, princess-pea, ziggy 2407 & twiggy 86 for the 'luck/best ' yesterday.


It all worked thanks to you All and got the job offer.


now the fun starts, childcare, etc etc !


Part came for tractor, so working now and tasks to do.


fish pie to make


now buying 5 ltr bottled water and decanting to 0.5 ltr reused water for dh journey to work


again thanks !

1HANNAH

Morning all,


Ally thanks for the start, good luck with the MOT, I too dread them
Enjoyyourshoes, congratulations!!


I too have been awake quiet a while, no crows for me it was the sun streaming in the bedroom through the edge of the blackout blind straight onto where my head was laid
So decided to get up & get on


First job is a cup of coffee...


Today's list


* Complete an annual survey (approx. 40mins) usually its an interviewer coming to the house but we have the option of doing it online for the first time this year, we have already been paid £20 each (me/dh) in love2sh0p vouchers so want to get mine out of the way before the kids hols start tomorrow :grinheart done SOOOOO much easier doing it online!
* Take kids to breakfast club - free breakfast :grinheart done
* Go to the gym, possibly my last PT til the kids go back in Sept :grinheart done
* Fill water bottle at the gym :grinheart done
* Check banking/update spreadsheets :grinheart done
* Check off Mr T cc :grinheart done
* Clear desk of paperwork, make sure nothings being missed :grinheart done
* Make date cake - still not made it!! arrrghhh
* Clean kitchen using minimal products :grinheart done
* All meals from stores - taken out of freezer something for our tea
:grinheart b/fast = ys toast, :grinheart done lunch = left over tortilla wrap with melted cheese
* Ironing - switch off before last couple of items using the residual heat:grinheart done also tidied our bedroom wardrobes and reorganised.
* See if cs bag is full enough to take to the charity shop :grinheart added a couple of bits but not full enough
* Read some library book
* Finish reading the book that I have in the car (for when waiting anywhere for the boys) Got to pick boys up from bus in the car as they have swimming lessons at 4pm so going to read then.
* Check luckyphone lottery :grinheart done
* Check FPL :grinheart done need to check back later
* Look for freebies of shopit/cos SHOPIT CODE 15MINT for £1 off peppermint tea. also withdrawn funds from shopit, on both mine & oh's acc :grinheart done
* Swagbucks - on dh's acc not far off a payout so will try running some vids to help it along
* inbox pounds - 5 searches :grinheart done
* Ordered T0ucan box as per :money: email :grinheart Will ask my mum to order one to her address for ds1 :grinheart done
* Unsubscribe from junk emails :grinheart done
* Wrap ds2's birthday pressies ready for his birthday next month :grinheart done
* Type letter of complaint to the council as they are stopping bus assistants on the school bus. :grinheart Used the Resolver link that ALLY posted, thank you.
* A couple of other surveys done
* Tescoviews survey done for the 25points


That's enough to start with


Have a good day all

determined_new_ms

enjoyyourshoes wrote: »

Hi


thanks to 1 Hannah, Bobarella, DawnW, determined MS, foxgloves, maria 3104, princess-pea, ziggy 2407 & twiggy 86 for the 'luck/best ' yesterday.


It all worked thanks to you All and got the job offer.


now the fun starts, childcare, etc etc !

Fantastic news :T Well done you! x

ziggy2407

Good Morning All

Ally - Thanks for starting us off today, and best wishes for the MOT
Dawn - Get well soon
Enjoyyourshoes - Congratulations

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Up early again today as DS has a trip to a theme park with school. Today's little list (apologies for yet another boring list):

Packed lunch for DH & DS - Done
Read Meters & chart -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - wip

Have a great day, love to you all

C x

allydowd

determined_new_ms wrote: »

Fantastic news :T Well done you! x

Well done EnjoyYourShoes.

Bobarella

Morning All

Ally - hope the car comes through for you ok.
Foxgloves - yes spearing anyone with a branch is not worth thinking about these days!
Enjoyyourshoes - hip Horray!! Amazing news...
Ziggy - hope your son has a good day at his trip.
Hannah - match sticks for your eyes today then!
Determined - that made me laugh about your brothers match stick experience yesterday

Interested to see what today brings. Looks another grey day out there which could mean it's busy again..have quite a bit of prep to do after yesterday's big lunch so it would be ideal if it were slow for the first hour (have now jinxed that haven't i)

Have a great day everyone

Bob

allydowd

Fix An i-Scam For Free:

Was just discussing a rather crafty scam with some techie acquaintances. This type of scam is rife in the US nad is now over here too. If your iPhone freezes when you're using the Safari App and you get a message from "iPhone Support" on the screen saying that you need to call a number and pay a fee to un-freeze your phone this is, of course, a scam. They'll also try to tell you that someone has accessed your phone remotely and has taken your personal data from it. You have a malicious code in your phone. So how do un-freeze your gadget? And clear the message for free in less than 5 minutes?

Press Home to leave Safari.
Go to settings.
Choose Airplane Mode.
Go to Settings
Find Safari Settings
Clear your internet browsing history and cookies.
Re-open Safari.
The error message should have gone.
Go to settings.
Take your phone out of Airplane Mode.

determined_new_ms

:wave: Morning guys. Wow thread's busy this morning! Thanks for starting us off ally

Weather looking overcast here to, but the forecast says it's going to be nice....

Had a lovely surprise yesterday was looking for a handbag to use and discovered a cheque for £36 from when I returned my tax disk :j was due to expire next month. So deposited it at the bank while meeting friend for coffee :j

Small things for today:

* [STRIKE]dgd off to cm with packed lunch[/STRIKE]
* [STRIKE]oh took lo pasta from last night[/STRIKE]
* grate and freeze cheese as I finally have space in the freezer. Hurrah!
* all meals from stores Have made a lovely filling for enchilladas to use up some tortillas that desperately needed using. Used 3 very small chicken breasts, 1/6th box of ys mushrooms, 1/3 ys fresh corridander bought ages ago and frozen, tinned toms, a dash of chilli oil and a pinch of cayenne pepper and a handfull of red lentils. Tastes delish and I worked it out to be about 70p a portion :T will have will tomatoes, a dolop of natural yogurt and maybe a few baby salad leaves off of HM plant
* [STRIKE]lunch for me will continue to be a "use it up" unusual concoction![/STRIKE]
* [STRIKE]purchase ferry crossing ticket as going to visit dear old friend in the Netherlands with another friend (we've all know each other since I was about 19) will use the £36 to offset the cost so I reckon my cost for going with be about £50 + any spending money :T. Will put it on my cashback cc and pay off in full [/STRIKE]
* [STRIKE]check banking [/STRIKE]
* check job sites
* contact agency about p/t post
* contact Police about my mother's property/ashes
* [STRIKE]flylady[/STRIKE]
* [STRIKE]do some studying for course I am taking at the moment[/STRIKE]
* [STRIKE]gardening[/STRIKE]
* take up trousers

Wow seems like I have a lot to do today!

ally thanks for the tip re virus' on phone. I had one last week and it was a nightmare! But luckily oh is a lot more techey than me :A Also thanks for the heads up re the free photo prints. I received them yesterday and have put 4 up in frames in the lounge of dgd & oh x

Have a lovely day everyone x