DMP & Mutual Support Thread - Part 11

CP2016

Seasidekitti wrote: »

Hi all I have always been more a lurker than a poster but without you all knowing it was your support, ideas and stories that made me 1) have my LBM 2) Eventualy come clean about my debts and DMP to my OH and 3) Made me determined to pay off my DMP early...I am popping in to say I made my last payment to Stepchange last week and my DMP is now closed! my original debt free predicted date was Feb 2017!
So thanks everyone and to all starting out on this journey or chugging along it...you CAN do it! and WILL!...good luck!

Ooh congratulations. That must a great feeling and what a fab time of year to achieve it too, just in time to start a whole new year debt free. :T

Have a lovely Christmas and New Year and don't forget to pop over to the debt free thread and tell everyone :j

The_Debt_Expert

Congratulations!

Sazzie23

Seasidekitti wrote: »

Hi all I have always been more a lurker than a poster but without you all knowing it was your support, ideas and stories that made me 1) have my LBM 2) Eventualy come clean about my debts and DMP to my OH and 3) Made me determined to pay off my DMP early...I am popping in to say I made my last payment to Stepchange last week and my DMP is now closed! my original debt free predicted date was Feb 2017!
So thanks everyone and to all starting out on this journey or chugging along it...you CAN do it! and WILL!...good luck!

Yahoo :beer::j:beer: Fabbie news; so pleased for you. I know you are not alone in being a lurker and that's OK, but thanks for coming out of the closet, we love company:T:T

Don't forget to sign the debt free role of honour and get your badge.
Saz

Sazzie23

Interesting and brief article on DMPs

goo.gl/3kbV2d


Wonder if that'll set some of the agencies chasing us for reviews :-(

Saz

January2015

Sazzie23 wrote: »

Interesting and brief article on DMPs

goo.gl/3kbV2d


Wonder if that'll set some of the agencies chasing us for reviews :-(

Saz

Mmmmm....it's quite nice to plod along without a review - when it suits us. Mind you, a review requested by creditors isn't a problem either - more of a nuisance than a problem, but needs must sometimes. Still, it is good to see the FCA keeping on top of DCAs.

Sazzie23

Hi all

Seems like everyone is busy with Christmas, so I just thought I'd bump the thread as likely there are people realising they'll have to consider a DMP in the new year.

Saz

[Deleted User]

Sazzie23 wrote: »

Hi all

Seems like everyone is busy with Christmas, so I just thought I'd bump the thread as likely there are people realising they'll have to consider a DMP in the new year.

Saz

Good idea, Sazzie:T

It's certainly a very difficult time of the year for many people and might bring financial problems to a head. That, together with a natural resolve to start off a new year in a more positive way, might mean a lot of people are ready to bite the DMP bullet early in 2017.

January2015

:wave::wave::wave::wave::wave::wave::wave:

Just popping in to say " Hi " to everyone.

As Sazzie rightly says everyone is busy with Christmas - which has been great this year thanks to Ellie's Saving for Xmas 2016 challenge. It's been so nice to spend without using credit (which I couldn't anyway now), and also to spend knowing I was spending money saved exactly for this purpose :j

Anyway - welcome to all the new members of this thread, it really is the best thread on MSE and a huge hello to all the existing members (who have all become my virtual friends in the journey to be debt free).

CP2016

Good plan, welcome to the newcomers.

I guess you read Fermie's intro and that's why you're here but do read Sazzie's prize winning post, the second post on page one of this thread - it's a great place to start.

I will drop by every day to make sure the thread is staying on page 1.

Sazzie23

thanks CP

Btw did anyone else get a letter from RBS saying they've gone to a DCA, can't remember the name now .

Saz