Well done on the NSDs - I did well on these in May and since then haven't been doing well at all!!
My equivalent to your smoking (congrats on quitting:j:j) is going out for coffee with friends and it all adds up! Can't totally cut that out but am gradually cutting down and spending less!
Today was a bad start then hit better. Got a call about my poly tunnel bring damaged during the night. Kids had thrown bricks over the fence and put three good sized holes in it. Wasn't happy at all.
Tonight we all went out with my mum for her 70th. Went to a lovely place to eat and bonus being two main meals for the price of one. She loved it.
Got to go the allotments again tomorrow to see my neighbours who also had damage done. Hope the weather is good.
Shopping budget is getting better each week so that's another bonus and I've just bought a slow cooker so will be looking up done good meals for that.
Two long weeks until pay day.
TOTAL DEBT - £10866.22/£450.06 PAID O/S £10416.16
CC - £174.69 - The rest is a family loan and other debts which are 0%
Yay two NSD's. Went to the allotments yesterday as some thug had thrown bricks over the fence and put three lovely big holes in my poly. WHY?? What pleasure do they get. Anyway they are mended in a fashion.
Haven't done anything today apart from housework and washing.
Not much else to report so I'll try and get some sleep. Night all xx
TOTAL DEBT - £10866.22/£450.06 PAID O/S £10416.16
CC - £174.69 - The rest is a family loan and other debts which are 0%
Oh forgot to mention, I managed to buy all DD's school uniform on Friday and Saturday. She really needed a new blazer as she has been made a prefect and they have banding put round their sleeves to show this.
Also paid another £40.00 on Friday to one of the loans. Roll on payday. Not looking good though as I've been signed off sick for two weeks and I'm not sure if I'll just get SSP.
TOTAL DEBT - £10866.22/£450.06 PAID O/S £10416.16
CC - £174.69 - The rest is a family loan and other debts which are 0%
Had a couple of spends days. Friday was food shop but managed to keep that under £40. In training for the grocery challenge next month. Then went the lottie today and bought a couple of things down there for my garden at home. That's still a work in progress.
Also need to buy DD a pair of trainers which I think will come out of my no smoking savings. I don't feel guilty spending that money on things they are needed and she really needs these for school.
Been a lovely day here today and got lots of weeding done on the allotment. I find it very therapeutic and calms my anxiety so all good.
TOTAL DEBT - £10866.22/£450.06 PAID O/S £10416.16
CC - £174.69 - The rest is a family loan and other debts which are 0%
Replies
Any suggestions as to what size for two adults and a teenager.
Thanks in advance xx
My equivalent to your smoking (congrats on quitting:j:j) is going out for coffee with friends and it all adds up! Can't totally cut that out but am gradually cutting down and spending less!
Virtual Sealed Pot 2018 £500/£2500 = 20%
You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:
I bet it costs a fortune for coffee in some of the coffee shops now.
Also I have enough trouble sleeping and think to add coffee I wouldn't sleep at all.
Tonight we all went out with my mum for her 70th. Went to a lovely place to eat and bonus being two main meals for the price of one. She loved it.
Got to go the allotments again tomorrow to see my neighbours who also had damage done. Hope the weather is good.
Shopping budget is getting better each week so that's another bonus and I've just bought a slow cooker so will be looking up done good meals for that.
Two long weeks until pay day.
Haven't done anything today apart from housework and washing.
Not much else to report so I'll try and get some sleep. Night all xx
Also paid another £40.00 on Friday to one of the loans. Roll on payday. Not looking good though as I've been signed off sick for two weeks and I'm not sure if I'll just get SSP.
Oh and I've been having a go with my trial YNAB.
Three hours sleep last night wasn't good though xx
Also need to buy DD a pair of trainers which I think will come out of my no smoking savings. I don't feel guilty spending that money on things they are needed and she really needs these for school.
Been a lovely day here today and got lots of weeding done on the allotment. I find it very therapeutic and calms my anxiety so all good.