Social housing after the budget

nannytone_2

tomtontom wrote: »

Perhaps the child free neighbour has made their own provision for retirement? That seems far more likely than the parents who can't even afford to pay for their children, let alone plan for their retirement. It is also far more likely that the children will become dependent on benefits - these things tend to continue through generations.

it isn't all about having money when you retire.
even if you are going to pay for your own cre... you still need someone to provide that care!

all doctors/nurses/carers etc are someones child!
if no one had children, then there would be no one to provide services, regardless of how much you can afford to pay for them!

TheGardener

tomtontom wrote: »

Perhaps the child free neighbour has made their own provision for retirement? .

I have no doubt they have but even with a private pension and healthcare plan - the fabric of our society and economy will start to unravel if the workforce dwindles due to ever diminishing birth rates. Its not that long ago in the UK - and still prevalent in many developed and undeveloped countries that the only chance of survival an elderly couple had was their investment in children to pay for and care for them in their old age. I do not doubt that some couples need to be more restrained in their procreation but I also know a couple who chose not to have children and recently sold up their mortgage free house, banked the money and moved into a SH over 55's bungalow. They now enjoy a low overhead lifestyle 'subsidised' by the state paying SH level rents.

Financial recklessness is not the preserve of the poor and child bearing, I have no doubt that many childless couples are happily spending it all with the expectation the 'state' will pick up the tab for their care and pensions when the time comes...

GirlFromMars_2

mejaa wrote: »

benefits are there for when people need them, but not everyone is genuine and they really cba to work.
I have quite a few family members who are like that, unfortunately out of 16 cousins, only 3 of us work, which is disgusting, they are happy to tell you they claim and there is no incentive for them to work, which is :mad::mad::mad:
I was brought up in a benefits family myself and there's no way I want that for my kids hence my strong opinions on the matter. I have always worked and will continue to do so untill I physically can.

Not everyone is genuine, but levels of benefit fraud are very low. Please remember that before assuming the rest of us are claiming fraudulently or taking the !!!!.

Like many people I worked until I was unable to work. I would love to be well enough to get back to work. Sadly that's unlikely to happen any time soon. Even if the government decide to "re-brand" me as fit & healthy it's very far from the truth that an employer would see in an instant.

So, your family aren't doing the right thing. Don't assume that extends to everyone else.

Good luck with your housing, hopefully the initiative will fail. But please stop trying to absolve yourself of paying whilst finger pointing at others who you think are less deserving than yourself - it does nothing to endear us to your cause, and it is ultimately just another arbitrary line in the sand.

mejaa

GirlFromMars wrote: »

Not everyone is genuine, but levels of benefit fraud are very low. Please remember that before assuming the rest of us are claiming fraudulently or taking the !!!!.

Like many people I worked until I was unable to work. I would love to be well enough to get back to work. Sadly that's unlikely to happen any time soon. Even if the government decide to "re-brand" me as fit & healthy it's very far from the truth that an employer would see in an instant.

So, your family aren't doing the right thing. Don't assume that extends to everyone else.

Good luck with your housing, hopefully the initiative will fail. But please stop trying to absolve yourself of paying whilst finger pointing at others who you think are less deserving than yourself - it does nothing to endear us to your cause, and it is ultimately just another arbitrary line in the sand.

I am not finger pointing at you personally, how am I to know your personal circumstances.
I cannot comment on benefit fraud as a whole, but I know they system is easy to play because most of my family do it, im assuming there are plenty more of others that do too.
please don't take any of this personal.

TheGardener

GirlFromMars wrote: »

Not everyone is genuine, but levels of benefit fraud are very low. Please remember that before assuming the rest of us are claiming fraudulently or taking the !!!!
.

Exactly - In every aspect of industry there is a 'margin of error' an element of acceptable wastage and every place of work has at least one employee who no matter how good they are at their job, is the one who nicks the loo rolls or pens or takes just enough 'sickies' to stay under HR's radar and all industries have to account for this margin - its an accepted margin (there are even tax breaks for it).
The benefit system is much the same - there is a margin of error that includes fraudulent claims and poor administration which despite what the Daily Wail would have us believe, is actually a very small part of the bigger picture. Obviously it has to be kept to a minimum and every effort made to keep within the margin - but if the price of making sure the most vulnerable in our 'civilised' society are looked after then that margin, rather than no support at all, is a price I am willing to accept.

wiltsguy_2

GirlFromMars wrote: »

Not everyone is genuine, but levels of benefit fraud are very low. Please remember that before assuming the rest of us are claiming fraudulently or taking the !!!!.
.

i disagree, the exact figures cannot be known, who openly admits they claim fraudulently to the JC/HMRC.

I know so many people that cannot be bothered to work or just feel 'that it's not for them' and others that have blagged the doctors to claim benefits.

There is a woman who keeps her horse at the same livery yard as my OH who claims she is disabled and claims mobility etc as she cant work or get around and claims all sorts....she doesnt have an issue horse riding, mucking out, pushing a full wheel barrow around, lifting bales of hay/straw.....genuine claimant?

Feral_Moon

wiltsguy wrote: »

i disagree, the exact figures cannot be known, who openly admits they claim fraudulently to the JC/HMRC.

I know so many people that cannot be bothered to work or just feel 'that it's not for them' and others that have blagged the doctors to claim benefits.

There is a woman who keeps her horse at the same livery yard as my OH who claims she is disabled and claims mobility etc as she cant work or get around and claims all sorts....she doesnt have an issue horse riding, mucking out, pushing a full wheel barrow around, lifting bales of hay/straw.....genuine claimant?

What rate of mobility does she claim? You don't have to be physically immobile to claim.

kaya

I have just moved from a council estate in Watford , council tenants were paying just over £500pcm for a 3 bed terrace on which the market rent would be between £1100-1300 pcm, that's quite a chunk of money for some people to find from their overstretched wages ,I don't agree that people should get rent subsidised by the taxpayer to that extent but to expect some hard people to find an extra £600-800 every month is a little harsh

Ygritte

Has it been made clear if a lodger's income would be included as part of the household? It's so confusing. I know it's a way off but people need to start planning now so they need to make it clear.

wiltsguy_2

Feral_Moon wrote: »

What rate of mobility does she claim? You don't have to be physically immobile to claim.

i don't know, nor care. She openly admits that she is blagging the system, but claims she is too disabled to work.

I once said to her she should get a job at a livery yard as she seems fine up here, her answer 'it's different when it's your own horse'....really