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MSE News: Summer Budget 2015: Millions to face benefit cuts
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Can someone help as I am getting conflicting answers in different calculators
Earnings are 23000 with other halfs 3100 carers she doesn't work
Children is 3 with two disabled 1 one who is severe
My calculation shows you worse off on tax credits by 2450. Obviously if you get other benefits like HB you would need to look at that as well.
IQ0 -
Icequeen99 wrote: »My calculation shows you worse off on tax credits by 2450. Obviously if you get other benefits like HB you would need to look at that as well.
IQ
Thank you, that's the worst of the two numbers I saw. Yes we do get a small bit of housing benefit too due to the children's disabilities - how is that affected.
We are just about to claim DLA for child number three, so technically will have the loss covered by April and are going to budget from then too now with the difference already in affect. (One way to help saving as well)
I do feel for those who are loosing after being used to having. This may now be the game changer on how I have voted for the last 20 years0 -
Thank you, that's the worst of the two numbers I saw. Yes we do get a small bit of housing benefit too due to the children's disabilities - how is that affected.
We are just about to claim DLA for child number three, so technically will have the loss covered by April and are going to budget from then too now with the difference already in affect. (One way to help saving as well)
I do feel for those who are loosing after being used to having. This may now be the game changer on how I have voted for the last 20 years
I am not a HB expert sorry - all I know is that if your tax credits reduce, your HB might increase but I am not sure if any other changes to HB announced today would kick in.
IQ0 -
You'd have out and out uproar if they scrapped free pensioner bus passes, TV licences the winter payment and aligned the state pension with Job Seekers Allowance.
They would never do that as their core voters fall into that bracket. You know the dead and nearly dead. The remainder being the super rich and not forgetting the seriously deluded. The latter who listened to the whole "workshy britain" old chestnut. Hopefully they will be plunged into poverty and can say thanks to themselves.0 -
Well I have read ignorant and uninformed posts on here and on other sites but yours takes the cake.
Pensioners DO pay tax if their pensions plus other income like wages or a private pension takes them over their personal allowance.
Which is why my 84 year old dad who worked for 70 years paid TAX for 70 years even though he got his pension nearly 20 years ago, his wages and his pension combined took him over his personal allowance.
Which is why my Husband who gets a state pension plus a private pension pays oh what's the word I am looking for????? oh yeah TAX
I'm afraid there is a lot of ignorance about pensioners. I've seen dozens of posts who think we don't pay any tax, ALL get free TV licences, get enough heating allowance to keep our central heating on all day in the winter, cavort around the country on our free bus passes when some of us hardly have any buses to mention, some bus services eg Park & Ride don't accept the passes anyway, plus a lot of people think we all bounce around in large houses having all the rent paid, just not true.:D. Yes we do get free prescriptions but so do lots of non pensioners0 -
Murphybear wrote: »I'm afraid there is a lot of ignorance about pensioners. I've seen dozens of posts who think we don't pay any tax, ALL get free TV licences, get enough heating allowance to keep our central heating on all day in the winter, cavort around the country on our free bus passes when some of us hardly have any buses to mention, some bus services eg Park & Ride don't accept the passes anyway, plus a lot of people think we all bounce around in large houses having all the rent paid, just not true.:D. Yes we do get free prescriptions but so do lots of non pensioners
yep I am 60 and get free prescriptions but then I got free prescriptions anyway due to a medical condition0 -
ive went from someone tories luv,,to someone tories hate,,laft school got a job,,bougt a house,paid all bills etc,now im on welfare full time,had to give up work due to ill health,,living on benefits,,they dont notice all the taxes ni i paid for a long time,but want to squeeze me hard till i bleed,,tories just doing what they,do well,,,hurt the poor0
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Murphybear wrote: »I'm afraid there is a lot of ignorance about pensioners. I've seen dozens of posts who think we don't pay any tax, Most pensioners I know, including my husband, pay Income Tax ALL get free TV licences, [COLOR="rgb(65, 105, 225)"]NO[/COLOR] get enough heating allowance to keep our central heating on all day in the winter,[COLOR="rgb(65, 105, 225)"][COLOR="rgb(65, 105, 225)"] £100 a year each[/COLOR] [/COLOR]cavort around the country on our free bus passes when some of us hardly have any buses to mention,[COLOR="rgb(65, 105, 225)"][COLOR="rgb(65, 105, 225)"] I use my bus pass a lot and have good bus services but many don't[/COLOR[/COLOR]] some bus services eg Park & Ride don't accept the passes anyway, plus a lot of people think we all bounce around in large houses [COLOR="rgb(65, 105, 225)"][COLOR="rgb(65, 105, 225)"]NO, we are just in the process of downsizing from a three bed terraced house to a two bed bungalow[/COLOR][/COLOR] having all the rent paid,[COLOR="rgb(65, 105, 225)"] [COLOR="rgb(65, 105, 225)"]We have never had tax-payer paid property[/COLOR][/COLOR] just not true.:D. Yes we do get free prescriptions but so do lots of non pensioners
See my comments in blue to back up your post. People have a huge misconception about Pensioners, particularly younger pensioners.
I would also like to say, people keep pointing out that Pensioners are kept sweet by the Government because they vote. Well. You know exactly what you should do then, don't you?
(Sorry, made a mess of the editing).(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
Murphybear wrote: »I'm afraid there is a lot of ignorance about pensioners. I've seen dozens of posts who think we don't pay any tax, ALL get free TV licences, get enough heating allowance to keep our central heating on all day in the winter, cavort around the country on our free bus passes when some of us hardly have any buses to mention, some bus services eg Park & Ride don't accept the passes anyway, plus a lot of people think we all bounce around in large houses having all the rent paid, just not true.:D. Yes we do get free prescriptions but so do lots of non pensioners
There is also a lot of ignorance about disabled workers and disabled non workers. We are all work shy scroungers who chose to be in the situation we find ourselves in. Honest...0 -
Murphybear wrote: »I'm afraid there is a lot of ignorance about pensioners. I've seen dozens of posts who think we don't pay any tax, ALL get free TV licences, get enough heating allowance to keep our central heating on all day in the winter, cavort around the country on our free bus passes when some of us hardly have any buses to mention, some bus services eg Park & Ride don't accept the passes anyway, plus a lot of people think we all bounce around in large houses having all the rent paid, just not true.:D. Yes we do get free prescriptions but so do lots of non pensioners
i would rather see my taxes help pensioners. I fully support free bus passes/TV licences/prescriptions etc.
I have seen a lot of people lashing out at pensioners post budget, most pensioners have worked all their life as there was not a lavish benefit system in place to give them the choice like nowadays.Plan: [STRIKE]Finish off paying the remainder of my debts[/STRIKE].
[STRIKE]Save up for that rainy day[/STRIKE].
Start enjoying a stress debt free life..:beer:...now enjoying. thanks to all on MSE0
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