HELP!! Bank withholding money

ChiefGrasscutter

As you say the link seems not to function properly - don't know why - possibly because it is https?
The only way I could do it was to highlight the text of the link, then open a new browser window manually and then paste the bit in.
Selecting text, copying and then right click to choose "open in new tab" from drop down box did not work either.......

Now I do agree with you that what with the internal bank 8 weeks plus another x weeks for the FOS we are getting into unreasonable time delays.

ChiefGrasscutter

Although it refers to PPI, the general point below is valid:
(DISP below is the Dispute Resolution complaints source book of the FCA financial Conduct Authority)

Andrew v Barclays Bank plc [2012] EWHC B13 (Mercantile), HHJ Waksman QC (sitting as a judge of the High Court) gave the following general guidance
between resolving disputes under the DISP scheme and court proceedings:
1) A person who considers he may have a PPI mis-selling claim should first make a
complaint under the DISP scheme.
2) If the complaint is not resolved, a letter before claim should be sent.
3) If a claimant issues proceedings without making a complaint under the DISP scheme, he is at risk of the matter being stayed to be considered under DISP and being ordered to pay the costs of any application for such a stay.

Note also:
Court of Appeal in PGF II SA vs OMFS Company 1 Ltd[2013] EWCA Civ 1288 held that a party's silence in response to an invitation to engage in the relevant ADR scheme could itself be considered unreasonable and would likely result in an adverse ruling on any costs.

Source: James Ross- "FOS Complaints and Civil Proceedings" in Journal of Financial Law.

grumbler

ChiefGrasscutter wrote: »

As you say the link seems not to function properly - don't know why - possibly because it is https?

>> Another MSE link glitch

MSE website is changing https:// to https//

alanq

MSE_Andrea wrote: »

Thanks everyone, the fix for this should go out this morning.

Let us know if you're still having problems this afternoon!

I have just checked and the problem does indeed seem to be fixed.

https://www.citizensadvice.org.uk/consumer/taking-action-about-consumer-problems/legal-action/settling-out-of-court/using-alternative-dispute-resolution-adr/

EssexExile

I know you can't chase a gambling organisation through the courts for your winnings but I suppose once it's in the bank it's just money so you can chase them.

grumbler

EssexExile wrote: »

I know you can't chase a gambling organisation through the courts for your winnings

You are mistaken.

EssexExile

grumbler wrote: »

You are mistaken.

I stand corrected, shows how long it is since I gambled!

masonic

ChiefGrasscutter wrote: »

Now I do agree with you that what with the internal bank 8 weeks plus another x weeks for the FOS we are getting into unreasonable time delays.

x weeks? 18 months is not unheard of.

nats78

Thank you. I have passed All your helpful advice on.

GingerBob_3

OP, when you say "flagged up by SWIFT" what do you mean exactly? SWIFT is a code for international bank transfers. Is this something as simple as the wrong code having been transmitted?