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The Elite:The Good, The Bad and the Glitchy

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  • HILLBERN
    HILLBERN Posts: 3,125 Forumite
    Fifth Anniversary 1,000 Posts Mortgage-free Glee!
    LEJC wrote: »
    That's ok then...I'm back x
    My lurkdom lasted all of 2 posts....and 8 mins

    Ha ha - got board in lurkdom- good cos 8mis later you are back here:D
  • silvercar
    silvercar Posts: 49,569 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    And as for uni, my kids both decided against going because they would have ended up wiht massive debts and, in their words, it is't worth it anymore cos anyone can get in now and degrees have no real value in the jobs market.

    I'd rather be trying to find a career with a degree in my pocket than without, its terribly hard out there.
    I'm pleased I didn't as I'm now a stay at home mum I think with the dept I would have had I wouldn't have been able to stay at home with the monkeys.

    M

    I have to correct that, if you aren't working you don't have anything to pay back, It is only when you are earning that you pay back a certain percentage of your income over a certain level. For anyone that plans to be a SAHM mum or a house wife their whole life, university would be a lovely experience with nothing to pay back!
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • mhoc
    mhoc Posts: 19,292 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    But checking my TCB account I found that my cashback from when I took out my house insurance is now showing in the Paid column :j:j:j

    It cant be converted into !!!!!! cc points sadly so I am thinking about the alternatives - Amazon seems to be the most useful as it can sit on my Amazon account until something exciting and useful comes up.

    so I took out the policy from Policy Expert mid April £148 and the cashback I can convert it into is £75.20 - biggest cashback thing I've ever done :j:j:j
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • tweets
    tweets Posts: 35,946 Forumite
    Part of the Furniture 10,000 Posts Photogenic Home Insurance Hacker!
    Had an email from Virgin Pitch to Rich.
    Did you win ?

    Sorry if that's cryptic but the post wasn't up long before redfox deleted it because member was :naughty:

    I cant remember who it was only it was an Elite member :D
  • mhoc
    mhoc Posts: 19,292 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    silvercar wrote: »
    I'd rather be trying to find a career with a degree in my pocket than without, its terribly hard out there.



    I have to correct that, if you aren't working you don't have anything to pay back, It is only when you are earning that you pay back a certain percentage of your income over a certain level. For anyone that plans to be a SAHM mum or a house wife their whole life, university would be a lovely experience with nothing to pay back!

    I think you now have to earn over £21 thousand now before you start paying back student loans - is this correct - can anyone confirm?

    My eldest because her course was 5 or 6 years ago had to start paying when she started earning £15 k, first job after uni and she was over this ammount - I think its the same for the youngest one but I doubt if he will earn £15 k for a few years yet. I think its a percentage and they send you a statement every year.

    After a certain number of years I think its written off - again not sure how many, 20 years???
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • I opologise if I offended you.

    The first thing that came up when I googled Aids/HIV, discounted the theory that they are not related. So basically you believe what you want to believe.

    HIV/AIDS denialism is the belief, contradicted by conclusive medical and scientific evidence, that human immunodeficiency virus (HIV) does not cause acquired immune deficiency syndrome (AIDS).


    My favourite quote is from a great man.


    Don't believe everything you read on the internet.
    -Abraham Lincoln

    :D

    Apology accepted :D. However, if you don't read the book then you can't google properly the references - then after you've done that read more & more, google more & more. I've still not finished the book as keep googling & being astounded. There is some VERY bad science that was being used & it was all swept under the carpet.

    I just can't believe that hubby & I have never had a conversation before about this BUT I suppose if friends & family have never been touched by this you wouldn't.

    I came across some dreadful practices by the major pharmaceutical when I worked for them & wouldn't trust them totally BUT this book goes way above what I thought they were capable of. Although I'm not that surprised. The US government too have a lot to answer for as they propagated the myth - it suited them to.
  • Anon
    Anon Posts: 14,561 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Must ... resist ....

    Nope, two more boxes of Walkers bought :o.

    In my defence, they were the last in the shop and looked lonely :A

    Anon
  • emmita
    emmita Posts: 715 Forumite
    Evening all,

    Anyone tried those Baxters? Are they edible? Handy to have for lunches if they are. Nearest store that has them is a 50 mile round trip so if anyone's tried them can you let me know if they're OK? Ta
    MFW 2013 #146 Target £6000
    Sealed pot challenge 6 member #1663 / £167.76
    Sealed pot challenge 5 member #1663 / £153.19
  • tweets
    tweets Posts: 35,946 Forumite
    Part of the Furniture 10,000 Posts Photogenic Home Insurance Hacker!
    Anon wrote: »
    Must ... resist ....

    Nope, two more boxes of Walkers bought :o.

    In my defence, they were the last in the shop and looked lonely :A

    Anon

    Only lonely if one box left not two :p :rotfl::rotfl::rotfl:

    Good luck hope you win :)
  • DeeDee74
    DeeDee74 Posts: 2,941 Forumite
    Part of the Furniture Combo Breaker
    emmita wrote: »
    Evening all,

    Anyone tried those Baxters? Are they edible? Handy to have for lunches if they are. Nearest store that has them is a 50 mile round trip so if anyone's tried them can you let me know if they're OK? Ta

    There nowt fantastic but there a free dinner, handy if your skint or in a rush .I got them for kids something they can cook when I'm out the free bit lured me in.
    Ignore reality.There's nothing you can do about it.
    I have done reading too!
    personally test's all her own finds
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