22 months to work, dig, tidy and declutter my way to debt freedom

peaceandfreedom

Another cold day - might be time to give in and put on the heating, but it's not officially Autumn yet :think:.

Quick target update

• Declutter: 11/100 items
• Sell: 0/20 items
• Pay off: £0/£50 from a CC (on top of the usual monthly payment and the extra 50 already sent)
• NSDs: 2/7

Knackered, off to bed .

IWillBeFree

Hey PaF


I am not sure when autumn officially starts (thought it was Sept 1st?) but I put the heating on for one hour last night, to take the chill off. It's certainly much colder in the evenings now brrrr


Nice on the target update. Keep up with those NSDs

jwil

peaceandfreedom wrote: »

Errrm, to have sales one would have to put something UP for sale .

One day, one day I will surprise you all (and myself) by actually selling something!

Hee hee I'm sure you will

peaceandfreedom wrote: »

I keep saying I'm going to do targets but I never do because I never seem to find time to sit down and decide on targets. So instead, I am going to do some entirely random targets based on nothing concrete whatsoever. I reckon that's better than no targets at all.

After that I will try to come up with some proper plans for the next six months or so.

May I first of all say that I am inspired by Jwil and DDFW here who are both so good and making targets and actually working towards them :T. I am shamelessly nicking some of their ideas but on a much more modest level.

SO, targets for September:

• Declutter: 100 items
• Sell: 20 items
• Pay off: £50 from a CC (on top of the usual monthly payment and the extra 50 already sent)
• NSDs: 7

There are so many other things to aim for but that'll do until I get myself more organised.

Great targets! Mine are often completely random too, and nearly always unachievable!

peaceandfreedom

IWillBeFree wrote: »

Hey PaF


I am not sure when autumn officially starts (thought it was Sept 1st?) but I put the heating on for one hour last night, to take the chill off. It's certainly much colder in the evenings now brrrr


Nice on the target update. Keep up with those NSDs

Cheers, IWBF. We have been tempted to put on the heating but so far have made do with cosy blankets. Autumn isn't offically until the Autumnal Equinox which is on 23rd September this year - that's another week to go, not sure we're going to make it .

peaceandfreedom

Got tickets for D1smal@and - woo hoo :dance:

peaceandfreedom

Well, I've been one of my low moods today,it's happening more and more lately and I'm not quite sure how to prevent it happening.

What happens is that I start thinking back over my life, over all the decisions I made, all the things I kind of let happen without thinking about it properly. Then I start to berate myself, regretting some of those decisions, agonising over everything and wishing I could start all over again . I often feel I've let my children down, that I could have done much better for them, even though in truth I have always done my very best and have always made it clear to them how much they are loved.

My current strategy on days like this is to keep busy and try not to think too much about it all. Part of me says that all this introspection is futile because there is nothing I can do about any of it. Another part of me reckons I am feeling like this because I am deeply unhappy and therefore these unhappy thoughts are a sign that I should DO something about my life.

Anyone else have days like this and how do you cope with them?

in_need_of_direction

Everyone has days like that. I cope by bottling it up, taking the anti depressants and overacting I'm not sure that really qualifies as coping though. I had a total meltdown when referred for counselling though logic tells me it's the right thing. I too feel guilty about the what I should have dones. My LBM was recently why my daughter asked when I was gonna ease up on myself and stop trying to compensate for things that didn't matter. I think your approach is a good way. Even if you still feel low, at least you've sorted something out.

determined_new_ms

Hi peaceandfreedom :wave: we haven't met yet but I have been following your diary, there's something about it that speaks to me.

I just wanted to respond to your comment about regrets as this is something I struggle with. I recently found this:

http://andhereweare.net/2014/10/5-ways-to-rewire-your-brain-for-happiness.html/

And have found the suggestions to be really helpful to be more positive and happy.

Hope you do too x

peaceandfreedom

determined_new_ms wrote: »

Hi peaceandfreedom :wave: we haven't met yet but I have been following your diary, there's something about it that speaks to me.

I just wanted to respond to your comment about regrets as this is something I struggle with. I recently found this:

http://andhereweare.net/2014/10/5-ways-to-rewire-your-brain-for-happiness.html/

And have found the suggestions to be really helpful to be more positive and happy.

Hope you do too x

Thanks for dropping in and thanks for the link above. I eventually ended up in tears today but I read through the info on the page and some other pages on the blog. While I may not take up all the suggestions, it is certainly true that I could do more to help myself. Some of the ideas I used to do but stopped. I do keep a gratitude list/journal but update it sporadically. Also I don't think of NEW things every day. So that's something new I will try.

Exercise is an obvious one and I have been trying to do more - I did go for a nice hike in the forest this afternoon, that helped.

I need to find a way of not getting bogged down in these negative spirals of thought, mostly about things done and dusted and impossible to change. I am not sure if these moods are hormonal/age-related or what, but I must find a way of dealing with them. Based on the above blog and some others that I occasionally read, I am going to come up with a daily routine that keeps me on a more even keel.

Thanks for the understanding and support, I do appreciate it .

peaceandfreedom

Quick target update

• Declutter: 21/100 items
• Sell: 0/20 items
• Pay off: £0/£50 from a CC (on top of the usual monthly payment and the extra 50 already sent)
• NSDs: 3/7

I have a couple of days off at the end of the week when I plan to do a bit of decluttering, so I think I'll reach the target for that one. REALLY not sure about the other 3 targets (especially the Sell one, sorry Jwil ). NSDs may be tricky as well, as I'm going places, doing stuff. I really want to come up with the extra 50 quid for the CC, so will have to see what I can come up with.

Oh well, they were rather random targets, we'll see what happens .