madmoneys xmas pesky saving challenge

madmoney_2

ooh forgot.... i have also cancelled a shopping trip with my sister tomorrow, which has been planned for 2 weeks, this was a toughy as she really wanted me to go but it would have cost me 7 quid to travel, plus dinner for me and ds, i desperately need some new clothes but they too are gonna have to wait!!!
proud of myself for not caving, she can be very persuasive my little sis!

rayday2

Well done Mad you should be nearly there lol!

Well I have listed on ebay about 12 auctions from bongos, laptop, software to a school blazer is that varied enough. Have a tiny 17" monitor to sell to but its too huge to get out the cupboard on my own so that will be on later. Fingers crossed they sell! Whilst reintalling windows on laptop it got a little hot - eek! But I have the orignal box that is dedication!

madmoney_2

lol rayday, good luck with your auctions. I am kind of straying from the pesky challenge....not only am i going to get rid of my pesky argos card, im gonna attempt(massive emphasis on attempt lol) to clear as much of that council tax as possible, altho it will be 330 by the end of this month. Was thinking about phoning them to rebudget over 12 months instead of 10 but i think i might just be able to manage it, and then i can pay off more on the overdraft come february, fingers crossed thats the plan, will keep posting updates!!!
xxx

sweetpeas_2

good luck with auctions guys. ive had no bids yet miserable people not bidding...
gettin paid tomorrow, my overtime will be in there-£60 extra. am i allowed to count this towards my pesky freemans repayment, cos i think im trailing miserably behind.
i tell no word of a lie, we do not have any spare cash in the bank-the bills/our wages are exactly the same, thechild benefit is reducing the overdraft slowing but surely, and my second income we live off, and oh's second income is saving for family holiday-next year.
so please pitty me and let me use my overtime, cos its prob all ill be able to scrape together!! lol!

nog x

madmoney_2

hi noggin, no need tp pity u, u worked overtime to get some extra money, so use it!!!but make sure u have still got enuff to live on! well done for putting it towards ur pesky debt!!!! make sure u change ur sig hun xxxx

sweetpeas_2

oh yeh change my sig, yeay! ew ew ill do it now. oh all giddy now

oh meant to say, had my pesky debt pesky statement through today, and the instalment due is £31 on 02/09, so, im thinking ill try to get the £129.98 (!) saved up by then and gt it PAID off on 02/09 instead. but to be fair on me, thats actually the interest free option payment-not the minimum payment-so at least if i only manage to pay the £31 im not going to get hammered for interest... so, im now aiming my pesky debt to be paid off by 02/09 instead of 11/09.

nog x

madmoney_2

nice one nog, keep it up hun xxx

sweetpeas_2

thanks mm

havin early night boys n girls cos tomorrow night will be small sleep night with gettin up to do car boot sat mornin!!

night night evry1

xxx

madmoney_2

good morning all, how is every1 today? fridays are my worst day spend wise - oh comes back from work wanting beer n takeaways etc...not today!!!!!

immoral_angeluk

Personally I will be spending nothing today but DH has already mentioned he fancies beer..... not sure where the money is coming from though.... lol....