Tuesday 23rd June - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really are important! :money:

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's list:

Packed lunch for DH & DS - Done
Fingers crossed that buyers turn up tonight -
Ironing -
Hairdresser at home -
Keep "bumping" my for sale posts -
Collect fence panel (rather than pay the £10.50 delivery fee even though they are only 5 mins away)
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - wip

Have a great day, love to you all

C x

maria3104

Morning all, thanks ziggy for starting us all off.

Ducks and geese and chucks enjoying the sunshine. Quacks all round.
Hung my first lot of washing on my new twirly whirly. Currently in the shade, it was like a meeting of the UN to get DH to put it up somewhere, debate has gone on since April. So the fact it is up, albeit in morning shade is a real result. Will be OK after 11, but then in shade again after 4!!!

Swimming bag packed for next swim. Thinking positive.
Lunch bag packed.
So should be a NSD unless I swim.
Yesterday found DD lost new passport. Saving £72 for another replacement, Posting recorded to her with a new cq bk today. So all good. She also has a good summer job starting monday so she is solvent for next 10 weeks.

After my meltdown yesterday, today is going to be a good positive one.

Have a good MSE day all.

Maria.

The_Only_Girl

Hi all, morning. 2nd day of week's leave. Hoping for NSD as not planning to go anywhere. (Fingers crossed)

Still in bed (that's what holidays are meant for - lie ins yeah!). done
So far I've already checked bank accounts and budget envelopes, 7 days to go til end of month but pleased to see we are under budget, with £177 left in the envelopes. done
About to go down the kitchen for breakfast - porridge ala Aldee. done
DS1 and DS2's packed lunch - done
Do one or two batches of laundry. Done
Clean kitchen. done. It's untidy again! How can I keep up with the hungry hippos mess?
Do ironing and put clothes away. Done
Clean house. In progress
Spring clean DS2's bedroom. In progress
Finish off homemade ice creams - put toppings in - a) cookies n cream b) coffee n choc chips. done
Process refund of £750 for a conference/event I organised in Feb. not done. Will try again tomorrow
10 minute exercise - done
List items on eBay - 4 items listed. One watcher already! I hope they sell.

lazer-zxr

-YNAB update and reconciliation - Done
-Check expenses from work have been paid - No they havn't
-Final day of paying into emergency fund, now at £1000
-Need to buy father in law birthday present - Chrome cast @£30
-Look at my assignment question, 3000 words due in 17th July .... and write 500 word plan??

esbm

- washing- 1 load in and put outside - done
- dinner from stores
- swag bucks Started
- ring old elec company for £9 refund
- take eBay parcel to PO - done
- list 1 item on eBay
- hubby's expenses
- check quidco Done
- make friends birthday card

Slightly undone things by a quick charity mooch and coming out with 2 tops (£9.50)..... Justified to myself that they were from Hobbs/monsoon.... Oops

happytails

i think i need to slink back in here.

Im heading in the wrong direction again. To easy to get a coffee here and buy chocolate there. My clothes spend has increased as well as other unnecessaries.

Today i have

1) Rearranged the months budget.
2) bumped my for sale posts
3) sorted a list of birthdays for this year and looked at card stash - noted the new cards ill need and a list of people who need presents (mostly kids).
4) written a list of uniform the kids need for september.

Im hoping to do the following -

5) tidy shed to find the airer i bought 2 years ago to get it in the garden.
6) find and list atleast 5 things to sell.
7) look at possibly changing gas & elec provider

Sarah x

princess_pea

Hi Everyone,


- NSD for me
- All meals from stores
- Mountains of work to do at work as I had a long weekend on leave and went to the lovely wedding of some lovely friends :j
- Cineworld unlimited tonight seeing the original Terminator film
- Rang my car insurance provider to see what my renewal quote will be next month. They can't provide me with it until 1st July which is really annoying as I wanted to work out next month's budget!
- Work still haven't paid me some expenses I submitted 3 weeks ago either :mad:
- Surveys and FPL still to do
- STILL need to take photos of some furniture I want to sell - will definitely do that this week
- My ebay listings haven't sold so really need to put a date in the diary for doing a car boot - will have to be the weekend after next as we're off camping for a couple of nights - love it!


Have a lovely day everyone

princess_pea

Oooh I'm also getting the grand total of £15.60 back from Tesco Broadband after cancelling my subscription with them

lazer-zxr

princess_pea wrote: »

Hi Everyone,

- Work still haven't paid me some expenses I submitted 3 weeks ago either :mad:

So you are bank rolling your employer aswell ..... frustrating isn't it! :mad:

1HANNAH

Afternoon all and thanks Ziggy for the start.


I've not really achieved anything today, energy really low again at the minute.


I have so far...
went to the gym and filled water bottle there.
Done a few surveys on sb
Swagbucks - currently running the apps
Had email with cashback on so put codes into amaz0n
Had a reply from M&S after I sent an email complaint about a potato gratin I had at the weekend. They're going to send £3 e card through in the next couple of days
Deleted/unsubscribed from junk emails




Still to do
Check bank/update spreadsheet
Clear round kitchen
Make sure upstairs is tidy
Hoover living room
Get kids swimming stuff ready for straight after school.