Great service - Car Keys - Keys in the Post

SailorSam

I've not used these but the replacement keys here seem to be a bargain

http://www.carkeyhelp.co.uk/

Riccal

SailorSam wrote: »

I've not used these but the replacement keys here seem to be a bargain

http://www.carkeyhelp.co.uk/

Yes they seem to be good if all you have is a problem with the actual body of the key. If you can fix issues with the electrical gubbins yourself - on mine the little contact under the 'open' button had broken off - then this is the ideal solution.

The guys I used also fixed the transponder and put the gubbins inside a new key body.

Riccal

Azari

malkie76 wrote: »

- many insurance policies don't cover cars stolen using their keys.

That sounds bad.

So if you are mugged at gun or knife point and they take your keys - you're not covered.

If some thug opens your door and drags you out and drives off - you're not covered.

If someone breaks into your house and steals the keys - you're not covered.

If someone snatches they keys as you return from paying at a petrol station, knees you in the groin, and drives off - you're not covered.


I hope they make this ridiculous exclusion very clear to potential policyholders.

I've heard that some policies don't cover theft if the keys are left in the car but that's not entirely unreasonable.

robatwork

I expect (can't be bothered to go look) that the policy will contain the word "negligent" in respect of where you keep your keys. So if they are in your locked house, you aren't negligent. If you gave them to a stranger to hang on to while you popped into a shop, then you are.

And lots of shades in between. Would be interesting to see a test case where negligence was tested in having keys posted to your home address.

somethingcorporate

It certainly is an interesting one - I guess it would depend on the insurance company and the wording of the T&Cs.

dacouch

robatwork wrote: »

I expect (can't be bothered to go look) that the policy will contain the word "negligent" in respect of where you keep your keys. So if they are in your locked house, you aren't negligent. If you gave them to a stranger to hang on to while you popped into a shop, then you are.

And lots of shades in between. Would be interesting to see a test case where negligence was tested in having keys posted to your home address.

"Reckless" is the key word.

Most Insurance claims involve a degree of negligence so excluding claims for negligence would be pretty onerous.

Azari summed it pretty well