Credit check for gov.uk identity verification?

sam2015_2

Need to create a verified identity account to renew tax credit online. Does this identity verification leaves foot print on credit file?
I'm in the process of applying for mortgage so would like to avoid any unnecessary foot prints on my credit history.

xHannahx

It shows on my search history. The verification I selected didn't tell me or make clear it was going to do a credit search.
It then asked questions about what I took out in a certain month of 2010, which fortunately 2 of the 3 multiple choice answers I'd never had any credit from so answered from power of elimination!

fermi

Not sure if quite the same, but.

http://forums.moneysavingexpert.com/showpost.php?p=68143085&postcount=16

Experian_company_representative wrote: »

Happy to confirm that ID authentication through the government's Verify scheme using Experian does not create credit report footprints.

James Jones

So as with other such searches, presumably only visible to you as it's your report and not visible to anyone else credit checking you.

Experian_company_representative

Hi sam2015 & xHannahx

xHannahx wrote: »

It shows on my search history. The verification I selected didn't tell me or make clear it was going to do a credit search.
It then asked questions about what I took out in a certain month of 2010, which fortunately 2 of the 3 multiple choice answers I'd never had any credit from so answered from power of elimination!

If there is a search appearing on your credit report that you would like to discuss or if this is currently impacting your credit report let us know, as we want to assist you with the reasons behind this search.

Please get in contact with us as we would be happy to help.

Regards
James Jarvis

shane1104

helped my partner do hers, as she has no passport/full uk license: it informed us it would use Experian to verify her identity: and it asked 5 multiple choice questions in regards to account numbers of contract phones/ last 3 digits of sort code ETC

sam2015_2

Thanks all for your replies. Just to be on the safe side, I'd do it over the phone.

PaulW922

There is quite a bit of misinformation going on here. This is NOT a credit search. It is gov.uk using Experian to check your identity. This shows when you look at your file but it is NOT visible to any future potential lenders.

GingerBob_3

PaulW922 wrote: »

There is quite a bit of misinformation going on here. This is NOT a credit search. It is gov.uk using Experian to check your identity. This shows when you look at your file but it is NOT visible to any future potential lenders.

And you thought the CRA files were all about credit risk management I wonder how much more scope creep there'll be concerning the info they hold on you?

binerds81

I can't even get it to verify me despite having paid for an account with experian they can't seem to find me on the system , or using the post office one

Brooker_Dave

So for people to get the money they are entitled to they have to end up on Experian's black list??

Thin edge of the wedge.

MEM62

sam2015 wrote: »

Need to create a verified identity account to renew tax credit online. Does this identity verification leaves foot print on credit file?
I'm in the process of applying for mortgage so would like to avoid any unnecessary foot prints on my credit history.

If you need to create a verified identity account then it is not an 'unnecessary' footprint. Maybe unwanted in your view but certainly not unnecessary.