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Goal to be debt free by Christmas

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  • banana.gifbanana.gifbanana.gifbanana.gif Just to keep you Motivated :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Haha dancing bananas ..love it x

    Good morning
    So Ive set myself a challenge ...to make all our main meals within the budget of £5.00(and thats for all of us 2 adults and 4 children) So tonight we are on farmhouse sausage supper, so heres the breakdown.

    Aldi Cumberland sausages x 2 packs = £1.80
    Aldi Onions =£0.20
    Aldi beans x 2= £0.44
    Aldi gravy = £0.20
    Whoops Coop Cheese =£ 0.50
    Mash potatoes =£0.50 Probably over estimating here ;o)( we get our potatoes from a local farm £5.00 for a huge bag, which always lasts the month)
    Grand total of £3.64

    Last night was a quick cheat tea
    Aldi Broccoli pasta & sauce x 4 packs =£1.56
    Aldi garlic bread x 3 packs= £1.02
    Milk =£0.45
    Grand total = £3.03

    So quite happy with the savings there, I plan on doing a big shop next week , I will be sorting out some menu plans and sticking to it..ive come up with 24 main meals so far and yes spaghetti bolognaise is in there haha
    xxx
    March 2015 debt =10,355.21, June debt 2015=8253.68, July debt =7340.68
    Aim to be Debt free by Christmas 2015 :j

    Lose 28lbs for Christmas
    Wk1 =1lb loss
  • rockm87
    rockm87 Posts: 847 Forumite
    Wedding Day Wonder
    sounds awesome! go you!

    dont know if you've seen the blogger A girl called Jack? Jack Monroe has lots of cheapy recipes, and has done a similar price breakdown as you too.

    I do love good staple cheap meals!
    Total Debt in Feb 2015 - £6,052 | DEBT FREE 26/05/2017
    Swagbucks £200 Valued Opinions £100
    Dave Ramsey Baby Step 2 | Mr Money Mustache Addict
  • Brightspark87
    Brightspark87 Posts: 1,466 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    I second a girl called Jack - transformed the way I cook! Easy cheap staples as Rockm said.

    I am also planning on being debt free at chrismas woop! x

    Paid off all Catalogues 10.10.2014
  • Im always trying to think up new meals to please the family, Just popped over to her blog, really enjoyed it. Might have to pinch a few of her recipes ;)). Good luck with the Christmas goal, im sure we will do it....Heres to a Debt free 2016! x
    March 2015 debt =10,355.21, June debt 2015=8253.68, July debt =7340.68
    Aim to be Debt free by Christmas 2015 :j

    Lose 28lbs for Christmas
    Wk1 =1lb loss
  • Afternoon all

    Well all is good this end, Ive cleaned house and I can almost see the bottom of the laundry basket!!
    Which let me tell you is quite an achievement in this house ;O)

    So whats for tea....kids wanted pasta again (honestly they would live of that stuff if I let them)

    Cheesy steak and pasta

    300g of rump steak =£2.00 (I bulk buy from the butchers some months and get a lot of discount)
    Coop fusili = £0.99
    Coop tomato and herb sauce = £0.79
    Whoops coop cheese =£0.50
    Garlic pepper...i dont know stuff lasts for ages £0.05

    Grand total = £4.33
    Works out at around 72 p a plate....im not sure why i didnt do all this sooner, i can only imagine the money I could of saved over the years :)))

    This is quickly turning into Food diary haha...i should add pictures, or I would if I knew how ;O)
    xxx
    March 2015 debt =10,355.21, June debt 2015=8253.68, July debt =7340.68
    Aim to be Debt free by Christmas 2015 :j

    Lose 28lbs for Christmas
    Wk1 =1lb loss
  • Hellooo

    Took a little longer than expected but ive finally set up the household budget spreadsheet...i put every little thing I expect to be paying out this month and it all looks pretty good so far...though a little scary when its added all up....I just have to stick to it now.
    My hubby's pay differs every month due to overtime and bonuses so ive put on the absolute minimum he could be paid as a guide and all monies above that will be used on overpaying the debt.

    I have been reading quite a few threads and I like the idea of keeping a daily spending diary( looking forward to seeing where all our money goes!)....i didnt have one so my lovely little girl gave me one she dosnt use, its pink with a sparkly fairy on it but it will do the job ;o)

    The kids have worn me out today so its a very lazy frozen pizza tea
    Grand total £4.00

    XXXX
    March 2015 debt =10,355.21, June debt 2015=8253.68, July debt =7340.68
    Aim to be Debt free by Christmas 2015 :j

    Lose 28lbs for Christmas
    Wk1 =1lb loss
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Just Subscribed Hihi

    You are doing so well and really do seem to be in the right frame of mind. I wish we had an @ldi nearby bug there isn't one here.

    Good luck with the weightloss too- I have about 35lbs to lose to be my ideal weight so I am trying to get back on it- Ive had a good week this week!

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • thegreenone
    thegreenone Posts: 1,188 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 20 June 2015 at 3:17PM
    I want to get rid of the debt by Christmas too and the mortgage by Christmas 2016.


    I've been doing slimming world and may I make a suggestion based on their plan? The jars of pasta sauce sometimes have a lot of sugar in. Now I realise with four children, time is not something you have a great deal of(!!!!) but have you tried making your own pasta sauces in a slow cooker? Bung in a few tins of value range tomatoes, garlic, onion and courgettes, switch on and leave to cook. Whizz up till smooth and bag some for the freezer. I always make loads.


    If you don't have a slow cooker try putting a Wanted on freecycle. Try there for plants too. I put a notice for some netting to cover my strawberry plants and got two lots. The garden centre wanted 15.99 - no chance!


    Good luck. I hope I haven't overstepped the mark. Another A Called Called Jack fan here. Bacon and Brie risotto, yum :)


    sorry, edited again! I don't know where you live but I think Kellogs are doing vouchers for some free entry to the big theme parks. I think it's one child free. I'm away at the moment but can check when I get home.
  • Welcome - you've made great progress already, well done :)

    Here's to a debt free Christmas!
    Total debt March 2014: £11,194. Now £4,198.
    0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
    0% CC3: £0 0% CC4: £4,198.
    12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
    14.9% HP: [STRIKE]£1,103[/STRIKE] £0
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