📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Was Mortgage Free until 52!!!

17778808283215

Comments

  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Well done on the overpayments this month. :j
    Lucky you having an everyday wardrobe! I have an everything wardrobe- everything gets put in there!
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks, was wondering how I managed to o/p double my target this month :D

    Came up with, walking to work (both ways), packed lunches ( 4 days out of 5 - I treated myself 1 day a week) eating out of the freezer and still have enough for another month - maybe I'll try it again for July, Mum helped by paying most of the postage on my bay items and just generally cut down - as it all adds up :)

    Everyday wardrobe - just trying to look organised :rotfl:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm lucky if my clothes get from washing line/dryer into my 'anyway it'll go' drawers!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I'm lucky my 4th bedroom is a utility/laundry.. things go from my pully or maiden to a tripod... often don't even make it to the wardrobe as I seem to only wear uniform or casual these days and its wash- dry- wear...

    I have sorted a bin bag of clothes for a local homeless shelter this week.. from the wardrobe :D
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • Watty1
    Watty1 Posts: 6,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Fab overpayments. I have an everyday wardrobe too - though - I could share it with Worzel I suppose as it mostly consists of clothes that can be worn on the yard :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    Wardrobe? I have a floordrobe :rotfl:
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm lucky if my clothes get from washing line/dryer into my 'anyway it'll go' drawers!

    Tut Tut - you know you shouldn't be using your dryer ;) nobody tell you - it's summer :rotfl:
    I'm lucky my 4th bedroom is a utility/laundry.. things go from my pully or maiden to a tripod... often don't even make it to the wardrobe as I seem to only wear uniform or casual these days and its wash- dry- wear...

    I have sorted a bin bag of clothes for a local homeless shelter this week.. from the wardrobe :D

    Well my 4th room is my loft :p :rotfl: so its 3rd bedroom for "everything" :D and same for me ""dressy up" wardrobe hardly sees the light of day :(

    Well done on sorting a bag for the local shelter :T
    Watty1 wrote: »
    Fab overpayments. I have an everyday wardrobe too - though - I could share it with Worzel I suppose as it mostly consists of clothes that can be worn on the yard :)

    Like your comment there, I have a few items that I wear when cleaning up, but wouldn't even think about opening the door in them if someone came :eek:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 2 July 2016 at 10:04AM
    Since it's 6 months to year end, thought I would try and make some targets, have just noticed I managed to reduce interest by £1.96 in 2 months.

    July (end) Interest Under £40 a month

    Sept (beg) Balance under £26000

    Oct (end) Interest under £35 a month

    Dec (end) Balance under £24000 (if o/p limit allows)

    Not much difference between Sept and Dec as will have made my o/p limit (if all goes to plan) which will restrict me, during the last 2 months. Who would have thought it :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    mrsp1987 wrote: »
    Wardrobe? I have a floordrobe :rotfl:[/QUOTE


    :rotfl:Oh yes, forgot that one :rotfl:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    mrsp1987 wrote: »
    Wardrobe? I have a floordrobe :rotfl:


    Just thought of another one ......


    Bedpostdrobe :rotfl:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.