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Hastings Direct Scam Please Help
johnny_english
Posts: 29 Forumite
Dear Friends
My car insurance policy is with Hastings Direct and last year (Oct 2014) a lady bumped into me and is claiming whiplash (surprise surprise). There was no damage to me or my car so I wont be claiming anything and as the accident was under 5MPH her mysterious whiplash claim is being disputed by Hastings.
Fast forward to now (08/06/15) aand my policy is coming to an end so I am preparing new quotes. I have just been told that until the claim is settled I will be losing 2 years no claims bonus (absolutely fair enough) I will get them back once the lady is proven a false claim.
The problem I have and if anyone could give me help with is I have 9 years no claims until the lady hit me, so I presumed I would have 7 years no claims to quote my new policy with. Hastings have now told me there maximum no claims is only 6 years and I will be sent and certificate with only 4 years no claims on it?
Is this correct? fair enough if it is Hastings policy of 6 years but I want a quote with other Company which allow 8-9 years no claims which would give me 6 to 7 years no claims until the claim is settled.
Am I being scammed? and is there anything I can do about this?
Many thanks for any advice and help
My car insurance policy is with Hastings Direct and last year (Oct 2014) a lady bumped into me and is claiming whiplash (surprise surprise). There was no damage to me or my car so I wont be claiming anything and as the accident was under 5MPH her mysterious whiplash claim is being disputed by Hastings.
Fast forward to now (08/06/15) aand my policy is coming to an end so I am preparing new quotes. I have just been told that until the claim is settled I will be losing 2 years no claims bonus (absolutely fair enough) I will get them back once the lady is proven a false claim.
The problem I have and if anyone could give me help with is I have 9 years no claims until the lady hit me, so I presumed I would have 7 years no claims to quote my new policy with. Hastings have now told me there maximum no claims is only 6 years and I will be sent and certificate with only 4 years no claims on it?
Is this correct? fair enough if it is Hastings policy of 6 years but I want a quote with other Company which allow 8-9 years no claims which would give me 6 to 7 years no claims until the claim is settled.
Am I being scammed? and is there anything I can do about this?
Many thanks for any advice and help
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Comments
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bump for any help please0
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Thank you Taff0
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The problem I have and if anyone could give me help with is I have 9 years no claims until the lady hit me, so I presumed I would have 7 years no claims to quote my new policy with. Hastings have now told me there maximum no claims is only 6 years and I will be sent and certificate with only 4 years no claims on it?
There is no standard for no claims number of years. Although many max out at 6.
yesIs this correct?Hastings Direct Scam Please Help
no scam here.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Hastings sent me my NCB certificate last year as I have been with them a number of years now and it is says 8 years on the certificate. I understand there policy max is 6 years, but if I wanted to move company shouldnt I be allowed my actual NCB and not Hastings max? why would they print 8 if there mx only goes to 6?
thanks for any replys0 -
but if I wanted to move company shouldnt I be allowed my actual NCB
No. You get the maximum provable by your current provider and your previous one (providing you keep historic documents)I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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